Carroll County property record for 1595 Bloom Rd, Westminster, MD 21157
| Property Type | Rural Home |
|---|---|
| Details | 3 ba · 1,092 sqft · built 1991 |
| Lot Size | 10.6 acres (461,867 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $460,000 (Sep 2022) |
| Tax Bill | $4,164 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-028676 |
| Primary APN | 09-028676 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,092 sqft Total Area |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 461,867 sqft (10.6 acres) |
| Garage Type | Detached |
| Garage Area | 1,152 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 126 sqft |
| Deck Area | 276 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 028676 |
|---|---|
| Street Address | 1595 BLOOM RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT - 10.603 ACS 1595 BLOOM RD WESTMINSTER |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 9, FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 509001 |
Source: Carroll County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1595 BLOOM RD, WESTMINSTER, MD 21157-7814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SUNWARD FCU |
| Sep 28, 2022 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Jul 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2022 · Amount on Record |
| Deed Sale | Sep 28, 2022 · Amount on Record |
| Prior Sale | Aug 25, 2022 · Amount on Record |
| Deed Document Number | 2022 |
| Deed Book / Page | 10896 / 415 |
| Prior Transfer Date | Jul 23, 2008 |
| Prior Transfer Doc | 0056710267 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1595 BLOOM RD, WESTMINSTER, MD 21157-7814 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1595 BLOOM RD, WESTMINSTER, MD 21157-7814 |
| Document Number | 0115930082 |
|---|---|
| Date | Oct 21, 2025 |
| Book Page | 11593/82 |
| Name | SUNWARD FCU |
|---|---|
| Type | Credit Union |
| Address | ALBUQUERQUE, NM 87111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2040 |
| Change Frequency | 10 Years |
| Min Rate At Change | 4% |
| Max Rate At Change | 6% |
| Index | 10-Year CMTI |
| Margin | 3 |
| Max Rate | 11.6% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Sep 28, 2022 |
| Property Address | 1595 BLOOM RD, WESTMINSTER, MD 21157-7814 |
| Document Number | 0108960415 |
| Book / Page | 10896 / 415 |
| Instrument Date | Jul 29, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1595 BLOOM RD, WESTMINSTER, MD 21157-7814 |
| Investor | Possibly a Property Investor |
| Document Number | 0108960424 |
|---|---|
| Date | Sep 28, 2022 |
| Instrument | 10896-0424 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1595 BLOOM RD, WESTMINSTER, MD 21157-7814 |
| Document Number | 0098010486 |
| Instrument Date | Jul 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Title Company | CAPITOL SETTLEMENTS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1595 BLOOM RD WESTMINSTER MD 211577814, WESTMINSTER, MD 21157-7814 |
| Document Number | 0098010486 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 009801/000486 |
| Name | SANDY SPRING BK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 11, 2035 |
Source: Carroll County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $421,400 (+14.98%) | $476,300 (-) Land $201,800 Building $274,500 | |
| 2025 | $4,164.00 (+24.15%) | $366,500 (+23.46%) | $476,300 (+52.86%) Land $201,800 Building $274,500 |
| 2023 | $3,354.00 | $296,867 | $311,600 Land $181,800 Building $129,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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