Jersey County property record for 15949 Alva St, Dow, IL 62022
| Property Type | Single Family Home |
|---|---|
| Details | 1,002 sqft · built 1910 |
| Lot Size | 0.083 acres (3,600 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,136 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-437-004-00 |
| Primary APN | 05-437-004-00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,002 sqft Total Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Lot Area | 3,600 sqft (0.083 acres) |
| Lot Dimensions | 90 ft deep x 40 ft wide |
| Account Number | 437-004-00 |
|---|---|
| Street Address | 15949 ALVA ST |
| City | DOW |
| State | IL |
| Zip | 62022-3196 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCDOW'S FIRST ADDITION LOTS 4 & 5 BLK 7. NO SALES 1910 1STY/CRAWL 1002SQ 2-40X90 LOTS |
| Legal Subdivision | MCDOWS FIRST ADDIITON |
| Legal Block | 7 |
| Legal Lot Number | 4,5 |
| Jurisdiction | JERSEY IL |
| Township / Civil Division | MISSISSIPPI |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 10300 |
Source: Jersey County records, as of September 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15949 ALVA ST, DOW, IL 62022-3196 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jul 20, 2026 | Quit Claim Deed, Transfer · Line of Credit UNION CREDIT UNION |
| Sep 26, 2019 | Deed of Trust, Mortgage · Balloon Mortgage FIRST MIDAMERICA CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 2, 2026 |
| Transfer Doc | 0000180584 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JERSEY IL |
| Recording Date | Jul 20, 2026 |
| Property Address | 15949 ALVA ST, DOW, IL 62022-3196 |
| Document Number | 0000180584 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 2026180584 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2026 |
| Title Company | SERENITY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15949 ALVA ST, DOW, IL 62022-3196 |
| Document Number | 0000180585, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 2026180585 |
| Name | UNION CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JERSEY IL |
| Property Address | 15949 ALVA ST, DOW, IL 62022-3196 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201900157351 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | 201900157351 |
| Name | FIRST MIDAMERICA CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Jersey County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jersey County |
| County Subdivision | Mississippi Township |
| Unified School District | Jersey Community Unit School District 100 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,136.00 (-1.73%) | $25,820 (+19.45%) Land $3,345 Building $22,475 | $77,460 (+19.45%) Land $10,035 Building $67,425 |
| 2024 | $1,156.00 (+15.83%) | ||
| 2022 | $998.00 Homeowner's exemption | $21,615 Land $2,800 Building $18,815 | $64,845 Land $8,400 Building $56,445 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1985–1986) |
| Most Recent Claim | Oct 1986 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Grafton Technologies Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
5G (outdoors only) and 4G LTE
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