15948 Springman Ct, Sterling, IL 61081 Property Records

Whiteside County property record for 15948 Springman Ct, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$197,000 (Jul 2020)
Tax Bill	$5,387 (2025)
Deeds & Mortgages	Jun 2020 Refinance Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1015103006`

Property Details

APN / Parcel Number

Primary APN	`1015103006`
Alternative APN	`105377`

Exterior

Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	137 ft deep x 158 ft wide

Location & Zoning

Account Number	105377
Street Address	15948 SPRINGMAN CT
City	STERLING
State	IL
Zip	61081-9218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLF HILL SUB LOT 2
Legal Subdivision	GOLF HILL SUBDIVISION
Jurisdiction	WHITESIDE IL
Township / Civil Division	HOPKINS
Census Block Group	3
Census Block	3026
Census Tract	100

Owner

15948 Springman Ct is owned and occupied by an individual who bought it in July 2020.

Source: Whiteside County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	15948 SPRINGMAN CT, STERLING, IL 61081-9218
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Jul 7, 2020	Warranty Deed, Transfer · Conventional with PMI SAUK VLY BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2020 · Amount on File
Deed Sale	Jul 7, 2020 · Amount on File
Prior Sale	Oct 2, 2015 · Amount on File
Deed Document Number	20203983
Prior Transfer Date	Dec 28, 2015
Prior Transfer Doc	0201600056
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	15948 SPRINGMAN CT, STERLING, IL 61081-9218
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003036
Date	Jun 1, 2020
Instrument	2020-03036

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2040

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jul 7, 2020
Property Address	15948 SPRINGMAN CT, STERLING, IL 61081-9218
Document Number	0000003983
Instrument Date	Jun 30, 2020
Instrument	3983
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	512 N DIVISION AVE POLO IL 610641016, POLO, IL 61064-1016

Mortgage

Document Number	3984
Date	Jul 7, 2020
Instrument	3984

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 15948 Springman Ct was $5,387, up 6.1% from the year before.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Hopkins Township
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,387.00 (+6.06%)	$86,757 (+7.37%) Land $2,723 Building $84,034
2024	$5,079.00	$80,802 Land $2,536 Building $78,266	$260,271 (+7.37%) Land $8,169 Building $252,102
2023			$242,406 Land $7,608 Building $234,798

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15948 Springman Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15948 Springman Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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