15946 Palm Ct, Crest Hill, IL 60403 Property Records

Will County property record for 15946 Palm Ct, Crest Hill, IL 60403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,992 sqft · built 2003
Lot Size	0.14 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Aug 2021)
Tax Bill	$8,217 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-04-20-101-009`

Property Details

APN / Parcel Number

Primary APN	`11-04-20-101-009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,992 sqft Living Area
Basement Area	740 sqft
Unfinished Basement	740 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Contemporary
Lot Area	6,000 sqft (0.14 acres)
Garage Type	Attached
Garage Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	15946 PALM CT
City	CREST HILL
State	IL
Zip	60403-0743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 51 IN ARBOR GLEN, BEING A SUB OF PRT OF THE E1/2 OF THE NW1/4 OF SEC. 20, T36N-R10E.
Legal Range	10E
Legal Township	36N
Legal Section	20
Legal Subdivision	ARBOR GLEN
Legal Lot Number	51
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	1
Census Block	1000
Census Tract	884103

Owner

15946 Palm Ct is owned and occupied by an individual who bought it in August 2021.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	15946 PALM CT, CREST HILL, IL 60403-0743
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF OTTAWA
Aug 6, 2021	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Nov 29, 2018	Warranty Deed, Transfer · Conventional Mortgage PARKSIDE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2021 · Amount on File
Deed Sale	Aug 6, 2021 · Amount on File
Prior Sale	Nov 29, 2018 · Amount on File
Deed Document Number	202186893
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	15946 PALM CT, CREST HILL, IL 60403-0743
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001462
Date	Jan 8, 2026
Instrument	R2026001462

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Dec 1, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	15946 PALM CT, CREST HILL, IL 60403-0743
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086466
Date	Oct 6, 2020
Instrument	R2020086466

Lender

Name	THE FIRST NATIONAL BANK OF OTTAWA
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate	2.87%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Aug 6, 2021
Property Address	15946 PALM CT, CREST HILL, IL 60403-0743
Document Number	0000086893
Instrument Date	Jul 21, 2021
Instrument	R2021086893
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15946 PALM CT, CREST HILL, IL 60403-0743

Mortgage

Document Number	0000086894
Date	Aug 6, 2021
Instrument	R2021086894

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Nov 29, 2018
Property Address	15946 PALM CT, CREST HILL, IL 60403-0743
Document Number	0000083214
Instrument Date	Nov 20, 2018
Instrument	83214
Transaction Type	Transfer
Record Updated	Dec 17, 2018
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$354.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 LEXY LN HAMPSHIRE IL 601408338, HAMPSHIRE, IL 60140-8338

Mortgage

Document Number	83215
Date	Nov 29, 2018
Instrument	83215

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2048

Interest

Rate Type	Fixed Rate
Rate	5.37%

Tax Assessment & Valuation

The 2025 property tax bill for 15946 Palm Ct was $8,217.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Crest Hill City
County	Will County
County Subdivision	Lockport Township
Secondary School District	Lockport Township High School District 205 (09 - 12)
Elementary School District	Richland School District 88A (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,217.00	$113,130 (+7.2%) Land $24,488 Building $88,642	$339,390 (+7.2%) Land $73,464 Building $265,926
2024		$105,531 Land $22,843 Building $82,688	$316,593 Land $68,529 Building $248,064
2022	$7,130.00 Homeowner's exemption	$89,250 Land $19,319 Building $69,931	$267,750 Land $57,957 Building $209,793

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15946 Palm Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15946 Palm Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CREST HILL serves 20,223 people · EPA ID IL1970250
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb
Copper	1.69 mg/L (2023) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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