15944 Shalom Rd, Ramona, CA 92065 Property Records

San Diego County property record for 15944 Shalom Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,156 sqft · built 1992
Lot Size	0.529 acres (23,036 sqft)
Owner	2 Individual Names on Record
Last Sale	$776,000 (Feb 2024)
Tax Bill	$9,382 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jan 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`288-641-46-00`

Property Details

APN / Parcel Number

Primary APN	`288-641-46-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,156 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	23,036 sqft (0.529 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	15944 SHALOM RD
City	RAMONA
State	CA
Zip	92065-4820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 156 TR 007980
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	007980
Legal Block	3
Legal Lot Number	156
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3009
Census Tract	20811

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15944 SHALOM RD, RAMONA, CA 92065-4820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN EQUITY MORTGAGE
May 24, 2022	Grant Deed, Transfer · Commercial Mortgage QUANTA FINANCE LLC
Mar 22, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2024 · Amount on Record
Deed Sale	Feb 13, 2024 · Amount on Record
Prior Sale	May 24, 2022 · Amount on Record
Deed Document Number	202437216
Prior Transfer Date	Mar 5, 2022
Prior Transfer Doc	0000126327
Record Updated	Oct 29, 2026

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 13, 2024
Property Address	15944 SHALOM RD, RAMONA, CA 92065-4820
Document Number	0000037216
Map Reference	MAP 7980
Instrument Date	Jan 17, 2024
Instrument	2024-0037216
Transaction Type	Transfer
Record Updated	Feb 22, 2024
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	15944 SHALOM RD, RAMONA, CA 92065-4820
Investor	Possibly a Property Investor

Mortgage

Document Number	0000037217
Date	Feb 13, 2024
Instrument	2024-0037217

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15944 SHALOM RD, RAMONA, CA 92065-4820
Transaction Type	Mortgage
Record Updated	Jan 25, 2023
Title Company	FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8005 MOROCCO DR, LA MESA, CA 91942-2164

Mortgage

Document Number	0000011367
Date	Jan 17, 2023
Instrument	2023-0011367

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	9.62%
Type Change Date	Feb 1, 2030
Change Frequency	6 Months
Min Rate At Change	9.62%
Max Rate At Change	14.6%
Index	Other
Margin	5
Max Rate	14.6%

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 24, 2022
Property Address	15944 SHALOM RD, RAMONA, CA 92065-4820
Document Number	0000222372
Map Reference	MAP 7980
Instrument Date	May 13, 2022
Instrument	2022-0222372
Transaction Type	Transfer
Record Updated	May 31, 2022
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8005 MOROCCO DR, LA MESA, CA 91942-2164
Investor	Possibly a Property Investor

Mortgage

Document Number	0000222373
Date	May 24, 2022
Instrument	2022-0222373

Lender

Name	QUANTA FINANCE LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 22, 2022
Property Address	15944 SHALOM RD, RAMONA, CA 92065-4820
Document Number	0000126327
Map Reference	MAP 7980
Instrument Date	Mar 5, 2022
Instrument	2022-0126327
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15944 SHALOM RD, RAMONA, CA 92065-4820

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$807,348 (+2%) Land $496,829 Building $310,519
2025	$9,382.00 (+20.05%)	$791,519 (+19.38%) Land $487,088 Building $304,431
2023	$7,815.00 (+69.16%)	$663,000 Land $408,000 Building $255,000
2022	$4,620.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.6% of the US · above 87% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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