15943 E Otero Cir, Centennial (Englewood), CO 80112 Property Records

Arapahoe County property record for 15943 E Otero Cir, Centennial, CO 80112

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,111 sqft · built 2018
Owner	Individual Name on Record
Last Sale	$500,589 (Apr 2018)
Tax Bill	$5,088 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2073-32-3-14-140`

Property Details

APN / Parcel Number

Primary APN	`2073-32-3-14-140`
Alternative APNs	`035213528` `35213528` `213528`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,111 sqft Living Area
Gross Area	3,595 sqft
1st Floor Area	911 sqft
2nd Floor Area	1,200 sqft
Basement Area	911 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	489 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	035213528
Street Address	15943 E OTERO CIR
City	CENTENNIAL
State	CO
Zip	80112-4761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNSHIP T5S MAPPLATB 492 MAPPLATP 18 SUBDIVISIONCD 062445 SUBDIVISIONNAME TRAILS EDGE BLOCK 001 LOT 140 LOT 140 BLK 1 TRAILS EDGE
Legal Subdivision	TRAILS EDGE
Legal Block	2
Legal Lot Number	140
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTHWEST ARAPAHOE
Census Block Group	2
Census Block	2029
Census Tract	6863

Owner

Source: Arapahoe County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15943 E OTERO CIR, CENTENNIAL, CO 80112-4761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Line of Credit BBVA USA
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOAN SIMPLE INC
Jan 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CF BANK
Apr 11, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2018 · Amount on Record
Deed Sale	Apr 11, 2018 · Amount on Record
Deed Document Number	201835013
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	15943 E OTERO CIR, CENTENNIAL, CO 80112-4761
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16943 EAST OTERO CIRCLE, PARKER, CO 80134

Mortgage

Document Number	00E1124371
Date	Aug 9, 2021
Instrument	E1124371

Lender

Name	BBVA USA
Type	Bank
Address	PARKER, CO 80138

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 8, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	15943 E OTERO CIR, CENTENNIAL, CO 80112-4761
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CANYON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15943 E OTERO CIR, CENTENNIAL, CO 80112-4761

Mortgage

Document Number	00E0147556
Date	Oct 28, 2020
Instrument	E0147556

Lender

Name	LOAN SIMPLE INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	15943 E OTERO CIR, CENTENNIAL, CO 80112-4761
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0008331
Date	Jan 21, 2020
Instrument	E0008331

Lender

Name	CF BANK
Type	Bank
Address	COLUMBUS, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

April 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Apr 11, 2018
Property Address	15943 E OTERO CIR, CENTENNIAL, CO 80112-4761
Document Number	00D8035013
Instrument Date	Apr 10, 2018
Instrument	D8035013
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 24, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.06
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	15943 E OTERO CIR CENTENNIAL CO 80112, CENTENNIAL, CO 80112

Mortgage

Document Number	D8035014
Date	Apr 11, 2018
Instrument	D8035014

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2048

Tax Assessment & Valuation

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Centennial City
Unified School District	Cherry Creek School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,453 (-2.08%)	$661,000 (-) Land $190,000 Building $471,000
2025	$5,088.00 (+3.86%)	$41,313 (-12.6%)	$661,000 (-5.4%) Land $190,000 Building $471,000
2024	$4,899.00 (+18.11%)
2023		$47,268 (+28.86%)	$698,700 (+32.38%) Land $190,000 Building $508,700
2022		$36,683	$527,800 Land $135,000 Building $392,800
2021	$4,148.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARAPAHOE CNTY WWWA private · serves 31,000 people · EPA ID CO0203002
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink Fiber · DSL in parts of the area	1,000 / 1,000
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100

May also be available: Aerux Broadband, Verizon.

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