Stearns County property record for 15943 245th St, Cold Spring, MN 56320 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,460 sqft · built 1989 |
| Lot Size | 5.01 acres (218,236 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (Oct 2018) |
| Tax Bill | $4,616 (2026) |
| Deeds & Mortgages | Oct 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-23589-0020 |
| Primary APN | 36-23589-0020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,460 sqft Living Area |
| Gross Area | 2,202 sqft |
| 1st Floor Area | 1,000 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Split Level |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 218,236 sqft (5.01 acres) |
| Lot Dimensions | 730 ft deep x 300 ft wide |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 15943 245TH ST |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-9672 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5.01A OF NE4SW4 BEG NW COR HEMMESCH ADD PLAT 2 TH S287' TH W745.06' TH N297.60' TH E745' TO P.O.B. SECTION 10 TOWNSHIP 123 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 10 |
| Legal Subdivision | BEG NW CORHEMMESCH ADD |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 11302 |
Source: Stearns County records · APN 36-23589-0020
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 341, COLD SPRING, MN 56320-0341 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 03, 2018 · Amount on Record |
| Deed Sale | Oct 03, 2018 · Amount on Record |
| Deed Document Number | 20181530539 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Oct 03, 2018 |
| Property Address | 15943 245TH ST, COLD SPRING, MN 56320-9672 |
| Document Number | 00A1530539 |
| Instrument Date | Sep 28, 2018 |
| Instrument | A1530539 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 341, COLD SPRING, MN 56320-0341 |
Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Wakefield Township |
| Unified School District | Rocori Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,616.00 (+5.58%) | $529,200 (+9.47%) Land $224,800 Building $304,400 | $529,200 (+9.47%) Land $224,800 Building $304,400 |
| 2025 | $483,400 (+7.78%) Land $189,500 Building $293,900 | $483,400 (+7.78%) Land $189,500 Building $293,900 | |
| 2023 | $4,372.00 | $448,500 Land $154,900 Building $293,600 | $448,500 Land $154,900 Building $293,600 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450113023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1984–2022) |
| Most Recent Claim | May 2022, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Midcontinent Communications | Cable | 1,250 / 60 |
| LTD Broadband | Fixed Wireless (licensed-by-rule) | 150 / 130 |
May also be available at this address: T-Mobile USA, Arvig Enterprises, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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