15942 W Middleton Ave, Kerman, CA 93630 Property Records

Fresno County property record for 15942 W Middleton Ave, Kerman, CA 93630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,199 sqft · built 2005
Lot Size	0.216 acres (9,393 sqft)
Owner	2 Individual Names on File
Last Sale	$286,500 (Apr 2005)
Tax Bill	$4,688 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`023-651-05S`

Property Details

APN / Parcel Number

Primary APN	`023-651-05S`
Alternative APN	`02365105`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,199 sqft Living Area
1st Floor Area	2,199 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	9,393 sqft (0.216 acres)
Lot Dimensions	101 ft deep x 93 ft wide
Garage Area	721 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	15942 W MIDDLETON AVE
City	KERMAN
State	CA
Zip	93630-2527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUR RT LOT 39 TRACT 5191
Legal Tract	5191
Legal Lot Number	39
Jurisdiction	FRESNO CA
Township / Civil Division	KERMAN
Census Block Group	2
Census Block	2028
Census Tract	4004

Owner

15942 W Middleton Ave is owned and occupied by two individuals who bought it in April 2005.

Source: Fresno County records, as of October 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15942 W MIDDLETON AVE, KERMAN, CA 93630-2527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION
Mar 12, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 20, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 6, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE GOLDEN 1 CU
Aug 15, 2019	Deed of Trust, Mortgage · VA Mortgage CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2005 · Amount on File
Deed Sale	Apr 21, 2005 · Amount on File
Deed Document Number	200588285
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Recording Date	Sep 23, 2026
Property Address	15942 W MIDDLETON AVE, KERMAN, CA 93630-2527
Document Number	0000094601
Instrument Date	Sep 17, 2026
Instrument	202694601
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15942 W MIDDLETON AVE, KERMAN, CA 93630-2527

Mortgage

Document Number	0000094601,
Date	Sep 23, 2026
Instrument	202694601

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	15942 W MIDDLETON AVE, KERMAN, CA 93630-2527
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15942 W MIDDLETON AVE, KERMAN, CA 93630-2527

Mortgage

Document Number	0000023708
Date	Mar 12, 2026
Instrument	2026-0023708

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	15942 W MIDDLETON AVE, KERMAN, CA 93630-2527
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15942 W MIDDLETON AVE, KERMAN, CA 93630-2527

Mortgage

Document Number	0000056699
Date	Jun 20, 2023
Instrument	2023-0056699

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	15942 W MIDDLETON AVE, KERMAN, CA 93630-2527
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15942W W MIDDLETON AVE, KERMAN, CA 93630-2527

Mortgage

Document Number	0000087428
Date	Jul 6, 2022
Instrument	2022-0087428

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 5, 2042

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	15942 W MIDDLETON AVE, KERMAN, CA 93630-2527
Document Number	0000104230
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Oct 7, 2019
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	15932 W MIDDLETON AVE KERMAN CA 936302527, KERMAN, CA 93630-2527

Mortgage

Document Number	0000104230
Date	Sep 12, 2019
Instrument	104230

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 11, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 15942 W Middleton Ave was $4,688 with a homeowner's exemption.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Kerman City
Unified School District	Kerman Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$406,612 (+2%) Land $92,407 Building $314,205
2025	$4,688.00 Homeowner's exemption	$398,641 Land $90,596 Building $308,045
2023	$4,478.00 (+1.02%) Homeowner's exemption	$383,163 Land $87,079 Building $296,084
2022	$4,433.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15942 W Middleton Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15942 W Middleton Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KERMAN serves 17,256 people · EPA ID CA1010018
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kerman Telephone Fiber · DSL	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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