1594 Union St, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1594 Union St, Schenectady, NY 12309

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,339 sqft · built 1900
Lot Size0.11 acres (4,797 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Oct 2022)
Tax Bill$6,592 (2026)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 50.30-2-12

Property Details

APN / Parcel Number

Primary APN421500 50.30-2-12
Alternative APN
  • 150005003000020120000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,339 sqft Total Area
1st Floor Area697 sqft
2nd Floor Area642 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleCottage
Exterior MaterialWood
Lot Area4,797 sqft (0.11 acres)
Lot Dimensions117 ft deep x 41 ft wide
PorchSlab
Porch Area282 sqft
Canopy50 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1594 UNION ST
CitySCHENECTADY
StateNY
Zip12309-6127
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal DescriptionPT CHADWICK MCDONALD 2 STUCCO
Legal Block2
Legal Lot Number12.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1004
Census Tract20600

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1594 UNION ST, SCHENECTADY, NY 12309-6127
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2022 · Amount on Record
Deed SaleOct 13, 2022 · Amount on Record
Deed Document Number202254452
Deed Book / Page2094 / 643
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateOct 13, 2022
Property Address1594 UNION ST, SCHENECTADY, NY 12309-6127
Document Number0000054452
Book / Page2094 / 643
Instrument DateSep 29, 2022
Instrument202254452
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title Company3G TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$760.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1521 VAN VRANKEN AVE # 1523, 1523, SCHENECTADY, NY 12308-2220

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 CHERRY BLOSSOM CT, SCHENECTADY, NY 12306-3342

Mortgage

Document Number0000054453
DateOct 13, 2022
Book Page5263/310
Instrument202254453
Lender
NameFIRST NATIONAL BANK OF SCOTIA
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.74%
Type Change DateOct 1, 2029
Change Frequency7 Years
Min Rate At Change6.24%
Max Rate At Change7.74%
IndexOther
Margin3
Max Rate11.7%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,592.00 (+3.08%)
2025$6,395.00 (+8.02%)$100,500 (-) Land $15,100 Building $85,400$166,418 (+30.82%) Land $25,004 Building $141,414
2023$100,500 (-) Land $15,100 Building $85,400$127,215 (+3.8%) Land $19,114 Building $108,101
2022$100,500 Land $15,100 Building $85,400$122,561 Land $18,415 Building $104,146
2021$5,920.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on Union St

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