Madison County property record for 1594 Scaffold Cane Rd, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,260 sqft |
| Lot Size | 1.39 acres (60,548 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Mar 2022) |
| Tax Bill | $1,131 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Mar 2022 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | B012-0003-0001 |
| Primary APN | B012-0003-0001 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,260 sqft Living Area |
| Exterior Material | Stone |
|---|---|
| Lot Area | 60,548 sqft (1.39 acres) |
| Account Number | 60076 |
|---|---|
| Street Address | 1594 SCAFFOLD CANE RD |
| City | BEREA |
| State | KY |
| Zip | 40403-9292 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 (1.32 ACRES) |
| Legal Lot Number | 1 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 11301 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 414 CHESTNUT ST, BEREA, KY 40403-1511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2023 | Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC |
| Mar 10, 2022 | Deed, Construction Loan · Construction Mortgage WHITAKER BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2022 · Amount on Record |
| Deed Sale | Mar 10, 2022 · Amount on Record |
| Deed Document Number | 2014081095 |
| Deed Book / Page | D819 / 757 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1594 SCAFFOLD CANE RD, BEREA, KY 40403-9292 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 414 CHESTNUT ST, BEREA, KY 40403-1511 |
| Document Number | 0M2249/408 |
|---|---|
| Date | Jul 31, 2023 |
| Book Page | M2249/408 |
| Instrument | 2014159080 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 10, 2022 |
| Property Address | 1594 SCAFFOLD CANE RD, BEREA, KY 40403-9292 |
| Document Number | 00D819/757 |
| Book / Page | D819 / 757 |
| Map Reference | MB PO13 PG 35 |
| Instrument Date | Mar 7, 2022 |
| Instrument | 2014081095 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 162 FENTRESS LN, 162, BEREA, KY 40403-2189 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 414 CHESTNUT ST, BEREA, KY 40403-1511 |
| Document Number | 2014081096 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 2014081096 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 7, 2023 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,131.00 (+236.61%) Additional exemption filed | $120,000 (+48.15%) | $120,000 (+48.15%) |
| 2023 | $336.00 Homeowner's exemption | $81,000 | $81,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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