15939 Chipmunk Ln, Middlefield, OH 44062 Property Records

Geauga County property record for 15939 Chipmunk Ln, Middlefield, OH 44062

Property Summary

Property Type	Single Family Home
Details	6 bd · 1 ba · 2,256 sqft · built 1975
Lot Size	3.6 acres (156,816 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Apr 2020)
Tax Bill	$3,289 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-042290`

Property Details

APN / Parcel Number

Primary APN	`18-042290`
Alternative APN	`003093-0`

Interior

Bedrooms	6 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,256 sqft Living Area
1st Floor Area	1,168 sqft
Upper Floors Area	1,088 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	156,816 sqft (3.6 acres)

Exterior Amenities

Porch	Slab
Porch Area	1,300 sqft
Deck Area	420 sqft
Canopy	900 sqft
Pole Barn	960 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	003093-0
Street Address	15939 CHIPMUNK LN
City	MIDDLEFIELD
State	OH
Zip	44062-7210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LOT 50
Legal Subdivision	MIDDLEFIELD
Legal Lot Number	50
Jurisdiction	GEAUGA OH
Township / Civil Division	MIDDLEFIELD
Census Block Group	2
Census Block	2021
Census Tract	312300

Owner

15939 Chipmunk Ln is owned and occupied by two individuals who bought it in April 2020.

Source: Geauga County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15939 CHIPMUNK LN, MIDDLEFIELD, OH 44062-7210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · Line of Credit THE MIDDLEFIELD BANKING CO
Apr 8, 2020	Grant Deed, Transfer · Conventional Mortgage MIDDLEFIELD BKNG
May 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage MIDDLEFIELD BKNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2020 · Amount on File
Deed Sale	Apr 8, 2020 · Amount on File
Prior Sale	Jan 1, 1990
Deed Document Number	2020962127
Deed Book / Page	2090 / 1877
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	15939 CHIPMUNK LN, MIDDLEFIELD, OH 44062-7210
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022112316
Date	Nov 14, 2025
Book Page	2211/2316
Instrument	202501040928

Lender

Name	THE MIDDLEFIELD BANKING CO
Type	Bank
Address	MIDDLEFIELD, OH 44062

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GEAUGA OH
Recording Date	Apr 8, 2020
Property Address	15939 CHIPMUNK LN, MIDDLEFIELD, OH 44062-7210
Document Number	0020901877
Book / Page	002090 / 001877
Instrument Date	Apr 3, 2020
Instrument	962127
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15939 CHIPMUNK LN MIDDLEFIELD OH 440627210, MIDDLEFIELD, OH 44062-7210

Mortgage

Document Number	20901881
Date	Apr 8, 2020
Book Page	002090/001881
Instrument	962128

Lender

Name	MIDDLEFIELD BKNG
Type	Funding / Finance Company
Address	MIDDLEFIELD, OH 44062

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 7, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	15939 CHIPMUNK LN, MIDDLEFIELD, OH 44062-7210
Document Number	0020701497
Instrument Date	May 3, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15939 CHIPMUNK LN MIDDLEFIELD OH 440627210, MIDDLEFIELD, OH 44062-7210

Mortgage

Document Number	0020701497
Date	May 7, 2019
Book Page	002070/001497
Instrument	948768

Lender

Name	MIDDLEFIELD BKNG
Type	Funding / Finance Company
Address	MIDDLEFIELD, OH 44062

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 6, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 15939 Chipmunk Ln was $3,289 with a homeowner's exemption, down 0.7% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Middlefield Township
Unified School District	Cardinal Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,289.00 (-0.69%)	$78,300 (-) Land $15,720 Building $62,580
2024	$3,312.00 (-1.16%) Homeowner's exemption	$78,300 (-) Land $15,720 Building $62,580
2023	$3,351.00 Homeowner's exemption	$78,300 (+23.46%) Land $15,720 Building $62,580	$223,700 Land $44,900 Building $178,800
2022		$63,420 Land $13,090 Building $50,330
2021	$3,199.00
2020			$181,200 Land $37,400 Building $143,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15939 Chipmunk Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2020–2021)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15939 Chipmunk Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chipmunk Ln

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