Lake County property record for 15938 Pendio Dr, Bella Collina, FL 34756
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 8 ba · 6,970 sqft · built 2023 |
| Lot Size | 1.57 acres (68,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,465,512 (Apr 2023) |
| Tax Bill | $32,659 (2024) |
| Deeds & Mortgages | Jun 2023 Line of Credit Apr 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-22-26-0500-000-19700 |
| Primary APN | 12-22-26-0500-000-19700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 8 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 6,970 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Tile |
| Lot Area | 68,583 sqft (1.57 acres) |
| Garage Type | Finished |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3825624 |
|---|---|
| Street Address | 15938 PENDIO DR |
| City | BELLA COLLINA |
| State | FL |
| Zip | 34756-3609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BELLA COLLINA PB 51 PG 31-49 LOT 197 ORB 6132 PG 572 |
| Legal Range | 26E |
| Legal Township | 22S |
| Legal Section | 12 |
| Legal Subdivision | BELLA COLLINA |
| Legal Tract | 500 |
| Legal Lot Number | 197 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 31301 |
15938 Pendio Dr is owned and occupied by an individual who bought it in April 2023.
Source: Lake County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 15938 PENDIO DR, BELLA COLLINA, FL 34756-3609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 13, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Apr 27, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Mar 14, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2023 · Amount on File |
| Deed Sale | Apr 27, 2023 · Amount on File |
| Prior Sale | Mar 14, 2022 · Amount on File |
| Deed Document Number | 2023048998 |
| Deed Book / Page | 6132 / 572 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 15938 PENDIO DR, BELLA COLLINA, FL 34756-3609 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 15938 PENDIO DR, BELLA COLLINA, FL 34756-3609 |
| Document Number | 0061590455 |
|---|---|
| Date | Jun 13, 2023 |
| Book Page | 6159/455 |
| Instrument | 2023070520 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Apr 27, 2023 |
| Property Address | 15938 PENDIO DR, BELLA COLLINA, FL 34756-3609 |
| Document Number | 0061320572 |
| Book / Page | 6132 / 572 |
| Map Reference | MB 51 PG 31-49 |
| Instrument Date | Apr 21, 2023 |
| Instrument | 2023048998 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | WESTMINSTER TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17,259.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1140 VIRGINIA DR, FORT WASHINGTON, PA 19034-3204 |
| Name | Verified Name |
|---|---|
| Address | 15938 PENDIO DR, BELLA COLLINA, FL 34756-3609 |
| Document Number | 0006132576 |
|---|---|
| Date | Apr 27, 2023 |
| Instrument | 6132/576 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | May 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.75% |
| Index | Other |
| Max Rate | 9.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Mar 14, 2022 |
| Property Address | 15938 PENDIO DR, BELLA COLLINA, FL 34756-3609 |
| Document Number | 0059160227 |
| Book / Page | 5916 / 227 |
| Map Reference | MB 51 PG 31-49 |
| Instrument Date | Mar 10, 2022 |
| Instrument | 2022035773 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $19,089.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 505 S FLAGLER DR, WEST PALM BEACH, FL 33401-5923 |
| Name | Verified Name |
|---|---|
| Address | 1140 VIRGINIA DR, FT WASHINGTON, PA 19034-3204 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,483,486 Land $585,000 Building $1,898,486 | $2,483,486 Land $585,000 Building $1,898,486 | |
| 2024 | $32,659.00 (+577.43%) | ||
| 2023 | $4,821.00 (+17.19%) | $263,250 (-) | $263,250 (-) Land $263,250 |
| 2022 | $4,114.00 | $263,250 | $263,250 Land $263,250 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 15938 Pendio Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 5 (2017–2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15938 Pendio Dr is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINE ISLAND private · serves 35 people · EPA ID FL3354956 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
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