15937 Pirates Cove Ln, Lathrop, CA 95330 Property Records

San Joaquin County property record for 15937 Pirates Cove Ln, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Lot Size	0.11 acres (4,774 sqft)
Owner	2 Individual Names on Record
Last Sale	$742,000 (Apr 2026)
Tax Bill	$7,915 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`192-270-230-000`

Property Details

APN / Parcel Number

Primary APN	`192-270-230-000`

Exterior

Lot Area	4,774 sqft (0.11 acres)

Location & Zoning

Street Address	15937 PIRATES COVE LN
City	LATHROP
State	CA
Zip	95330-7814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 178 STANFORD CROSSING-PHASE 1D, TRACT NO.410
Legal Subdivision	TRACT 4105
Legal Tract	410
Legal Lot Number	178
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	3
Census Block	3060
Census Tract	5119

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1970 MAIDEN GRASS AVE, MANTECA, CA 95337-7229
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Grant Deed, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE
Apr 14, 2026	Grant Deed, Transfer FIRST AMERICAN TITLE
Apr 14, 2026	Grant Deed, Transfer FIRST AMERICAN TITLE
Mar 6, 2026	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Nov 3, 2023	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Sep 12, 2023	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	Mar 6, 2026 · Amount on Record
Deed Document Number	202633616
Prior Transfer Date	Apr 10, 2026
Prior Transfer Doc	0000033617
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 14, 2026
Property Address	15937 PIRATES COVE LN, LATHROP, CA 95330-7814
Document Number	0000033616
Instrument Date	Apr 11, 2026
Instrument	202633616
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 27, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82,436.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1970 MAIDEN GRASS AVE, MANTECA, CA 95337-7229

Mortgage

Document Number	0000033619,
Date	Apr 14, 2026
Instrument	202633619

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 14, 2026
Property Address	15937 PIRATES COVE LN, LATHROP, CA 95330-7814
Document Number	0000033617
Instrument Date	Apr 10, 2026
Instrument	202633617
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1970 MAIDEN GRASS AVE, MANTECA, CA 95337-7229

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 14, 2026
Property Address	15937 PIRATES COVE LN, LATHROP, CA 95330-7814
Document Number	0000033618
Instrument Date	Apr 10, 2026
Instrument	202633618
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1970 MAIDEN GRASS AVE, MANTECA, CA 95337-7229
Investor	Possibly a Property Investor

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 6, 2026
Property Address	15937 PIRATES COVE LN, LATHROP, CA 95330-7814
Document Number	0000020848
Map Reference	MB 44 PG 15
Instrument Date	Mar 2, 2026
Instrument	2026-020848
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3721 DOUGLAS BLVD STE 150, 150, ROSEVILLE, CA 95661-4244
Investor	Possibly a Property Investor

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 3, 2023
Property Address	15937 PIRATES COVE LN, LATHROP, CA 95330
Document Number	0000090887
Map Reference	MB 44 PG 15
Instrument Date	Nov 1, 2023
Instrument	2023-090887
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6900 E CAMELBACK RD # 1090, 1090, SCOTTSDALE, AZ 85251-2431
Investor	Possibly a Property Investor

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 12, 2023
Property Address	15937 PIRATES COVE LN, LATHROP, CA 95330
Document Number	0000072248
Map Reference	MB 44 PG 15
Instrument Date	Sep 11, 2023
Instrument	2023-072248
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3000 EXECUTIVE PKWY STE 100, 100, SAN RAMON, CA 94583-4356

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$7,915.00 (+60.61%)
2025	$4,928.00 (+81.58%)	$201,765 (+4,174.68%) Land $201,765
2023	$2,714.00	$4,720 Land $4,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Apr 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Matrix Broadband Fixed Wireless	200 / 40
Ayera Technologies Fixed Wireless	120 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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