Harris County property record for 15930 Bernina Ln, Houston, TX 77044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,155 sqft · built 1970 |
| Lot Size | 0.173 acres (7,540 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,227 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 095-165-000-0008 |
| Primary APN | 095-165-000-0008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,155 sqft Living Area |
| 1st Floor Area | 1,155 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 7,540 sqft (0.173 acres) |
| View / Lot | Flood Plain |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 399 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0951650000008 |
|---|---|
| Street Address | 15930 BERNINA LN |
| City | HOUSTON |
| State | TX |
| Zip | 77044-5902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 8 BLK 5 ROLLING HILLS SEC 1 |
| Legal Subdivision | ROLLING HILLS SEC 1 |
| Legal Block | 5 |
| Legal Lot Number | 8 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 252100 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15930 BERNINA LN, HOUSTON, TX 77044-5902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2016 |
| Deed Sale | Jan 21, 2016 |
| Prior Sale | Oct 26, 2012 · Amount on Record |
| Deed Document Number | 201626514 |
| Prior Transfer Date | May 6, 2003 |
| Prior Transfer Doc | 0000099276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jul 17, 2026 |
| Property Address | 15930 BERNINA LN, HOUSTON, TX 77044-5902 |
| Document Number | 0000288146 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 2026288146 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 15930 BERNINA LN, HOUSTON, TX 77044-5902 |
| Document Number | 0000288146, |
|---|---|
| Date | Jul 17, 2026 |
| Instrument | 2026288146 |
| Name | CAPITAL LENDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 10, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Sheldon Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,824 (+1.49%) Land $41,352 Building $145,472 | $186,824 (+1.49%) Land $41,352 Building $145,472 | |
| 2025 | $2,227.00 (+164.49%) Homeowner's exemption | $184,089 (+37.91%) Land $41,352 Building $142,737 | $184,089 (+37.91%) Land $41,352 Building $142,737 |
| 2024 | $842.00 (+21.15%) | ||
| 2023 | $133,484 Land $27,568 Building $105,916 | $133,484 Land $27,568 Building $105,916 | |
| 2022 | $695.00 (+2.06%) | ||
| 2020 | $681.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 86 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 86 in force |
| Nearby Flood Claims | 84 (1979–2021) |
| Claims Outside the SFHA | 50 of 84 |
| Most Recent Claim | May 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHELDON ROAD MUD serves 1,412 people · EPA ID TX1010235 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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