1593 17th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1593 17th St, Los Osos, CA 93402

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,189 sqft · built 1976
Lot Size	0.144 acres (6,250 sqft)
Owner	Company Name on Record
Last Sale	$130,000 (Oct 1996)
Tax Bill	$4,956 (2025)
Deeds & Mortgages	Mar 2022 Reverse Mortgage Mar 2022 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-411-021`

Property Details

APN / Parcel Number

Primary APN	`038-411-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,189 sqft Living Area
1st Floor Area	1,189 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1593 17TH ST
City	LOS OSOS
State	CA
Zip	93402-1824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TN EL MORO BL 84 LTS 17 & 18
Legal Subdivision	EL MORO
Legal Block	84
Legal Lot Number	17,18
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2011
Census Tract	10703

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1593 17TH ST, LOS OSOS, CA 93402-1824
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Mar 7, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Mar 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 1996 · Amount on Record
Deed Sale	Oct 17, 1996 · Amount on Record
Deed Document Number	199653089
Last Transfer Date	Aug 19, 2016
Transfer Doc	0000043740
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1593 17TH ST, LOS OSOS, CA 93402-1824
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1593 17TH ST, LOS OSOS, CA 93402-1824

Mortgage

Document Number	0000010064
Date	Mar 7, 2022
Instrument	2022010064

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	902 Months
Due	May 14, 2097

Interest

Rate Type	Adjustable Rate
Rate	2.71%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.71%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1593 17TH ST, LOS OSOS, CA 93402-1824
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1593 17TH ST, LOS OSOS, CA 93402-1824

Mortgage

Document Number	0000010063
Date	Mar 7, 2022
Instrument	2022010063

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	902 Months
Due	May 14, 2097

Interest

Rate Type	Adjustable Rate
Rate	2.71%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.71%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1593 17TH ST, LOS OSOS, CA 93402-1824
Document Number	0000015363
Instrument Date	Mar 29, 2019
Transaction Type	Mortgage
Record Updated	May 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1593 17TH ST LOS OSOS CA 934021824, LOS OSOS, CA 93402-1824

Mortgage

Document Number	0000015363
Date	Apr 29, 2019
Instrument	15363

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	976 OSOS ST # 300, SAN LUIS OBISPO, CA 93408-1002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$215,926 (+2%) Land $99,656 Building $116,270
2025	$4,956.00 (+8.52%) Homeowner's exemption	$211,693 (+4.04%) Land $97,702 Building $113,991
2023	$4,567.00 (+3.96%) Homeowner's exemption	$203,474 Land $93,909 Building $109,565
2022	$4,393.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband, Peak WiFi, Surfnet Communications.

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