15925 Welcome Way, Ramona, CA 92065 Property Records

San Diego County property record for 15925 Welcome Way, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,589 sqft · built 1988
Lot Size	0.388 acres (16,883 sqft)
Owner	2 Individual Names on File
Last Sale	$729,000 (Sep 2024)
Tax Bill	$8,722 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`288-622-19-00`

Property Details

APN / Parcel Number

Primary APN	`288-622-19-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,589 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	16,883 sqft (0.388 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	15925 WELCOME WAY
City	RAMONA
State	CA
Zip	92065-4724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 326 TR 007980
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	007980
Legal Block	3
Legal Lot Number	326
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3008
Census Tract	20811

Owner

15925 Welcome Way is owned and occupied by two individuals who bought it in September 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15925 WELCOME WAY, RAMONA, CA 92065-4724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Oct 15, 2020	Loan Modification, Mortgage · Conventional with PMI FLAGSTAR BK
Jul 10, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jun 29, 2018	Grant Deed, Transfer · VA Mortgage WORLD WIDE CREDIT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2024 · Amount on File
Deed Sale	Sep 9, 2024 · Amount on File
Prior Sale	Jun 29, 2018 · Amount on File
Deed Document Number	2024241815
Prior Transfer Date	Jul 2, 2018
Prior Transfer Doc	0000280236
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15925 WELCOME WAY, RAMONA, CA 92065-4724
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15925 WELCOME WAY, RAMONA, CA 92065-4724

Mortgage

Document Number	0000648155
Date	Sep 14, 2021
Instrument	2021-0648155

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	15925 WELCOME WAY, RAMONA, CA 92065-4724
Document Number	0000772318
Instrument Date	Oct 15, 2020
Transaction Type	Mortgage
Record Updated	Dec 11, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15925 WELCOME WAY RAMONA CA 920654724, RAMONA, CA 92065-4724

Mortgage

Document Number	0000772318
Date	Dec 3, 2020
Instrument	772318

Lender

Name	FLAGSTAR BK
Type	Bank
Address	FARMERS BRANCH, TX 75234

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2050

Interest

Rate	3.5%

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 10, 2018
Property Address	15925 WELCOME WAY, RAMONA, CA 92065-4724
Document Number	0000280236
Instrument Date	Jul 2, 2018
Instrument	280236
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4261 LOWELL ST #6 LA MESA CA 919416040, 6, LA MESA, CA 91941-6040

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 29, 2018
Property Address	15925 WELCOME WAY, RAMONA, CA 92065-4724
Document Number	0000268316
Map Reference	MAP 7980
Instrument Date	Jun 20, 2018
Instrument	2018-0268316
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15925 WELCOME WAY, RAMONA, CA 92065-4724

Mortgage

Document Number	0000268317
Date	Jun 29, 2018
Instrument	2018-0268317

Lender

Name	WORLD WIDE CREDIT CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 15925 Welcome Way was $8,722.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$743,580 (+2%) Land $459,000 Building $284,580
2025	$8,722.00	$729,000 Land $450,000 Building $279,000
2023	$6,274.00 (-1.65%) Homeowner's exemption	$523,851 Land $224,507 Building $299,344
2022	$6,379.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15925 Welcome Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15925 Welcome Way is extreme, ranking above 95% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 81% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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