15923 Madrid Ct, Tracy, CA 95304 Property Records

San Joaquin County property record for 15923 Madrid Ct, Tracy, CA 95304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,766 sqft · built 1979
Lot Size	1.39 acres (60,548 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (May 2022)
Tax Bill	$11,824 (2026)
Deeds & Mortgages	Nov 2022 Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`209-320-320-000`

Property Details

APN / Parcel Number

Primary APN	`209-320-320-000`
Alternative APN	`209-320-32`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,766 sqft Living Area
1st Floor Area	1,766 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	60,548 sqft (1.39 acres)
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	209-320-32
Street Address	15923 MADRID CT
City	TRACY
State	CA
Zip	95304-9733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	78/FORM PT 209-210-72
Legal Subdivision	SANTOS RANCH
Legal Block	2
Legal Lot Number	32
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2025
Census Tract	5225

Owner

15923 Madrid Ct is owned and occupied by two individuals who bought it in May 2022.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15923 MADRID CT, TRACY, CA 95304-9733
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEXERA HOLDING LLC
May 27, 2022	Grant Deed, Transfer · Conventional Mortgage 5TH STREET CAPITAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2022 · Amount on File
Deed Sale	May 27, 2022 · Amount on File
Prior Sale	Mar 1, 2001 · Amount on File
Deed Document Number	202267501
Prior Transfer Date	Aug 30, 1999
Prior Transfer Doc	0000113856
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	15923 MADRID CT, TRACY, CA 95304-9733
Transaction Type	Mortgage
Record Updated	Nov 23, 2022
Title Company	ORANGE COAST TTL CO OF SOCAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15923 MADRID CT, TRACY, CA 95304-9733

Mortgage

Document Number	0000127728
Date	Nov 9, 2022
Instrument	2022-127728

Lender

Name	NEXERA HOLDING LLC
Type	Funding / Finance Company
Address	EMERYVILLE, CA 94608

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 27, 2022
Property Address	15923 MADRID CT, TRACY, CA 95304-9733
Document Number	0000067501
Map Reference	VOL 22 PG 90
Instrument Date	May 23, 2022
Instrument	2022-067501
Transaction Type	Transfer
Record Updated	Jun 8, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15923 MADRID CT, TRACY, CA 95304-9733

Mortgage

Document Number	0000067502
Date	May 27, 2022
Instrument	2022-067502

Lender

Name	5TH STREET CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	8.62%
Type Change Date	Jun 1, 2027
Change Frequency	6 Months
Min Rate At Change	6.62%
Max Rate At Change	10.6%
Index	Other
Max Rate	13.6%

Tax Assessment & Valuation

The 2026 property tax bill for 15923 Madrid Ct was $11,824, down 0.6% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,824.00 (-0.65%)
2025	$11,901.00	$1,100,400 Land $330,000 Building $770,400
2023	$11,062.00 (+59.21%)	$1,026,000 Land $305,000 Building $721,000	$909,000
2022	$6,948.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15923 Madrid Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2023–2025)
Most Recent Claim	Aug 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15923 Madrid Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Matrix Broadband Fixed Wireless	200 / 40
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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