James City County property record for 1592 Harbor Rd, Williamsburg, VA 23185 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1995 |
| Square Footage | 4,569 sqft Living Area |
| Lot Size | 13,199 sqft (0.303 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,650,000 (2024) |
| Tax Bill | $11,429.00 (2025) |
| Primary APN | 43-1 02-0-0022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 4,569 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick Exterior |
| Foundation Type | No Foundation Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,199 sqft (0.303 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 594 sqft Garage |
| Deck Area | 603 sqft Deck |
| Patio Area | 603 sqft Patio |
| Porch Area | 273 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 17557 |
|---|---|
| Street Address | 1592 HARBOR RD |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23185-7630 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L-22 THE HARBOR THE GOVERNOR'S LAND |
| Legal Subdivision | GOVERNORS LAND |
| Legal Lot Number | 22 |
| Jurisdiction | JAMES CITY VA |
| Minor Civil Division | BERKELEY |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 80304 |
Source: James City County records · APN 43-1 02-0-0022
Assessment roll updated October 14, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1592 HARBOR RD, WILLIAMSBURG, VA 23185-7630 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Revocable Trust |
| Date | Document |
|---|---|
| Feb 23, 2024 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) MORGAN STANLEY PRIVATE BANK NA |
| Feb 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA |
| Nov 18, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 23, 2024 · Amount on Record |
| Deed Sale | Feb 23, 2024 · Amount on Record |
| Prior Sale | Nov 18, 2019 · Amount on Record |
| Deed Doc Number | 20242597 |
| Prior Transfer Date | Feb 20, 2024 |
| Prior Transfer Doc | 0202402597 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Feb 23, 2024 |
| Property Address | 1592 HARBOR RD, WILLIAMSBURG, VA 23185-7630 |
| Document Number | 0202402597 |
| Instrument Date | Feb 20, 2024 |
| Instrument | 202402597 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1592 HARBOR RD, WILLIAMSBURG, VA 23185-7630 |
| Document Number | 0202402598 |
|---|---|
| Date | Feb 23, 2024 |
| Instrument | 202402598 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Mar 01, 2034 |
| Change Frequency | 6 Months |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 1592 HARBOR RD, WILLIAMSBURG, VA 23185-7630 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0200002633 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | 200002633 |
| Name | UBS BANK USA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Nov 18, 2019 |
| Property Address | 1592 HARBOR RD, WILLIAMSBURG, VA 23185-7630 |
| Document Number | 0000016968 |
| Instrument Date | Nov 04, 2019 |
| Instrument | 16968 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1592 HARBOR RD WILLIAMSBURG VA 231857630, WILLIAMSBURG, VA 23185-7630 |
Source: James City County records · Assessment roll updated October 14, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,429.00 (+6.41%) | $1,377,100 (+15.05%) Land $610,600 Building $766,500 | $1,377,100 (+15.05%) Land $610,600 Building $766,500 |
| 2024 | $10,741.00 (+8.11%) | ||
| 2023 | $9,935.00 | $1,197,000 Land $445,000 Building $752,000 | $1,197,000 Land $445,000 Building $752,000 |
| 2022 | $9,935.00 (+28.54%) | ||
| 2019 | $7,729.00 |
Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 32% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 4,762 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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