Montgomery County property record for 1592 Constance Ave, Dayton, OH 45409
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,640 sqft · built 1925 |
| Lot Size | 0.191 acres (8,298 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Mar 2021) |
| Tax Bill | $4,704 (2024) |
| Deeds & Mortgages | Jan 2024 Transfer Jan 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N64-00303-0037 |
| Primary APN | N64-00303-0037 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,640 sqft Living Area |
| 1st Floor Area | 762 sqft |
| Basement Area | 100 sqft |
| Finished Basement | 100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,298 sqft (0.191 acres) |
| Lot Dimensions | 166 ft deep x 50 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1592 CONSTANCE AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45409-1808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 185-6-7 PTS CARRMONTE 3-3-37,38,39 |
| Legal Subdivision | CARRMONTE |
| Legal Lot Number | 37 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 20100 |
1592 Constance Ave is owned and occupied by two individuals who acquired it in December 2023.
Source: Montgomery County records, as of December 30, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1592 CONSTANCE AVE, DAYTON, OH 45409-1808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 3, 2024 | Intrafamily Transfer, Transfer |
| Jan 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONS RELIABLE LNDG |
| Mar 2, 2021 | Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LENDING LLC |
| Dec 17, 2019 | Quit Claim Deed, Mortgage · VA Mortgage TCF NAT'L BK |
| Mar 2, 2017 | Warranty Deed, Transfer · VA Mortgage CHEMICAL BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2021 · Amount on File |
| Deed Sale | Mar 2, 2021 · Amount on File |
| Prior Sale | Dec 17, 2019 |
| Deed Document Number | 202116842 |
| Last Transfer Date | Dec 28, 2023 |
| Transfer Doc | 0000000191 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jan 3, 2024 |
| Property Address | 1592 CONSTANCE AVE, DAYTON, OH 45409-1808 |
| Document Number | 0000000191 |
| Map Reference | MB G PG 67 |
| Instrument Date | Dec 28, 2023 |
| Instrument | 2024-00000191 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1592 CONSTANCE AVE, KETTERING, OH 45409-1808 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1592 CONSTANCE AVE, DAYTON, OH 45409-1808 |
| Document Number | 0000006843 |
| Instrument Date | Jan 22, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2021 |
| Title Company | LAWYERS TITLE/CINCINNATI INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1592 CONSTANCE AVE KETTERING OH 454091808, KETTERING, OH 45409-1808 |
| Document Number | 0000006843 |
|---|---|
| Date | Mar 2, 2021 |
| Instrument | 6843 |
| Name | NATIONS RELIABLE LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Mar 2, 2021 |
| Property Address | 1592 CONSTANCE AVE, DAYTON, OH 45409-1808 |
| Document Number | 0000016842 |
| Map Reference | MB G PG 67 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 2021-00016842 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | LTOC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1592 CONSTANCE AVE, KETTERING, OH 45409-1808 |
| Document Number | 0000016843 |
|---|---|
| Date | Mar 2, 2021 |
| Instrument | 2021-00016843 |
| Name | NATIONS RELIABLE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Dec 17, 2019 |
| Property Address | 1592 CONSTANCE AVE, DAYTON, OH 45409-1808 |
| Document Number | 0000070639 |
| Instrument Date | Dec 2, 2019 |
| Instrument | 70639 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1592 CONSTANCE AVE DAYTON OH 454091808, DAYTON, OH 45409-1808 |
| Document Number | 70641 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 70641 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 16, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Mar 2, 2017 |
| Property Address | 1592 CONSTANCE AVE, DAYTON, OH 45409-1808 |
| Document Number | 0000012617 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 12617 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2017 |
| Title Company | HOME SERVICES TITLE LLC, HOME SVCS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1592 CONSTANCE AVE DAYTON OH 454091808, DAYTON, OH 45409-1808 |
| Document Number | 12618 |
|---|---|
| Date | Mar 2, 2017 |
| Instrument | 12618 |
| Name | CHEMICAL BK |
|---|---|
| Type | Bank |
| Address | WYOMING, MI 49519 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2047 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $73,330 Land $16,850 Building $56,480 | $209,500 Land $48,130 Building $161,370 | |
| 2024 | $4,704.00 (+2.91%) | ||
| 2023 | $4,571.00 (+10.7%) | $73,330 (+40.16%) Land $16,850 Building $56,480 | $209,500 Land $48,130 Building $161,370 |
| 2022 | $4,129.00 | $52,320 Land $12,030 Building $40,290 | |
| 2020 | $149,480 Land $34,380 Building $115,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1592 Constance Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1592 Constance Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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