1592 Burnside Ln, Saint Charles, MO 63303 Property Records

St. Charles County property record for 1592 Burnside Ln, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,152 sqft · built 2009
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$297,500 (Jul 2016)
Tax Bill	$5,745 (2025)
Deeds & Mortgages	May 2023 Mortgage Feb 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T080800334`

Property Details

APN / Parcel Number

Primary APN	`T080800334`
Alternative APN	`3-0118-A333-00-0025.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,152 sqft Living Area
Gross Area	4,986 sqft
1st Floor Area	2,152 sqft
Basement Area	2,134 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	8,712 sqft (0.2 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	73 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T080800334
Street Address	1592 BURNSIDE LN
City	SAINT CHARLES
State	MO
Zip	63303-8440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENCLAVE AT HERITAGE LOT 25
Legal Subdivision	ENCLAVE AT HERITAGE
Legal Lot Number	25
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	1
Census Block	1001
Census Tract	311146

Owner

1592 Burnside Ln is owned and occupied by two individuals who bought it in July 2016.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1592 BURNSIDE LN, SAINT CHARLES, MO 63303-8440
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 1, 2022	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Sep 13, 2017	Deed of Trust, Mortgage · Line of Credit ROYAL BK/MO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2016 · Amount on File
Deed Sale	Jul 21, 2016 · Amount on File
Prior Sale	Jan 26, 2010 · Amount on File
Deed Document Number	2016462000
Deed Book / Page	6578 / 144
Prior Transfer Date	Jun 25, 2009
Prior Transfer Doc	0000615570
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1592 BURNSIDE LN, SAINT CHARLES, MO 63303-8440
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1592 BURNSIDE LN, SAINT CHARLES, MO 63303-8440

Mortgage

Document Number	0000017079
Date	May 4, 2023
Instrument	2023R-017079

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2038

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1592 BURNSIDE LN, SAINT CHARLES, MO 63303-8440
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1592 BURNSIDE LN, SAINT CHARLES, MO 63303-8440

Mortgage

Document Number	0000006319
Date	Feb 1, 2022
Instrument	2022R-006319

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Jan 1, 2042

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1592 BURNSIDE LN, SAINT CHARLES, MO 63303-8440
Document Number	0068090005
Book / Page	006809 / 000005
Instrument Date	Sep 13, 2017
Transaction Type	Mortgage
Record Updated	Sep 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1592 BURNSIDE LN ST CHARLES MO 633038440, ST CHARLES, MO 63303-8440

Mortgage

Document Number	0068090005
Date	Sep 19, 2017
Book Page	006809/000005
Instrument	586180

Lender

Name	ROYAL BK/MO
Type	Bank
Address	CREVE COEUR, MO 63141

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1592 Burnside Ln was $5,745.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,909 (-)	$504,785 (-) Land $110,000 Building $394,785
2025	$5,745.00	$95,909	$504,785 Land $110,000 Building $394,785
2023		$85,200
2022			$448,420 Land $80,000 Building $368,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1592 Burnside Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1592 Burnside Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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