15917 Rd 48, Haviland, OH 45851 Property Records

Paulding County property record for 15917 Rd 48, Haviland, OH 45851

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,822 sqft · built 1910
Lot Size	0.998 acres (43,473 sqft)
Owner	Individual Name on File
Last Sale	$108,000 (Dec 2013)
Tax Bill	$1,731 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-16S-011-00`

Property Details

APN / Parcel Number

Primary APN	`24-16S-011-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,822 sqft Living Area
1st Floor Area	1,386 sqft
2nd Floor Area	436 sqft
Upper Floors Area	436 sqft
Family Room	Family Room

Exterior

Year Built	Built 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	43,473 sqft (0.998 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	15917 ROAD 48
City	HAVILAND
State	OH
Zip	45851-9763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E1/2 SE1/4 LATTY TWP S-16
Jurisdiction	PAULDING OH
Township / Civil Division	LATTY
Census Block Group	3
Census Block	3027
Census Tract	960500

Owner

15917 Rd 48 is owned and occupied by an individual who bought it in December 2013.

Source: Paulding County records, as of February 6, 2026

Owner of Record	Individual Name on File
Mailing Address	15917 ROAD 48, HAVILAND, OH 45851-9763
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jun 11, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THREE RIVERS MORTGAGE
Oct 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2013 · Amount on File
Deed Sale	Dec 19, 2013 · Amount on File
Deed Document Number	416
Deed Book / Page	560 / 900
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING OH
Property Address	15917 ROAD 48, HAVILAND, OH 45851-9763
Transaction Type	Mortgage
Record Updated	Jan 25, 2022
Title Company	PROMINENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000605/2
Date	Jan 7, 2022
Book Page	605/2
Instrument	202200000065

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Dec 1, 2036

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING OH
Property Address	15917 ROAD 48, HAVILAND, OH 45851-9763
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	601/2392
Date	Jun 11, 2021
Book Page	601/2392
Instrument	202100001637

Lender

Name	THREE RIVERS MORTGAGE
Type	Mortgage Company
Address	FORT WAYNE, IN 46825

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2031

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING OH
Property Address	15917 ROAD 48, HAVILAND, OH 45851-9763
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	579/2431
Date	Oct 4, 2017
Book Page	579/2431
Instrument	201700002312

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 15917 Rd 48 was $1,731 with a homeowner's exemption, up 23.8% from the year before.

Source: Paulding County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Paulding County
County Subdivision	Latty Township
Unified School District	Wayne Trace Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,731.00 (+23.82%) Homeowner's exemption	$57,720 (+28.04%) Land $8,610 Building $49,110	$164,900 Land $24,600 Building $140,300
2024	$1,398.00 Homeowner's exemption	$45,080 (-) Land $6,720 Building $38,360
2023	$1,398.00 (-2.92%)	$45,080 (-) Land $6,720 Building $38,360
2022	$1,440.00	$45,080 Land $6,720 Building $38,360	$128,800 Land $19,200 Building $109,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15917 Rd 48 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15917 Rd 48 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paulding Putnam Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50

Nearby Properties on Rd 48

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