15915 Sandestin Dr, Dubuque, IA 52002 Property Records

Dubuque County property record for 15915 Sandestin Dr, Dubuque, IA 52002

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 1,979 sqft · built 2015
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$443,000 (Oct 2017)
Tax Bill	$6,892 (2024)
Deeds & Mortgages	Feb 2024 Line of Credit Nov 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-17-101-004`

Property Details

APN / Parcel Number

Primary APN	`10-17-101-004`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,979 sqft Living Area
Basement Area	1,979 sqft
Finished Basement	1,576 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Ranch
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	1,271 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	136 sqft
Patio Area	638 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	15915 SANDESTIN DR
City	DUBUQUE
State	IA
Zip	52002-9782
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 WOODMOOR ESTATES 5TH ADD;
Legal Range	02E
Legal Township	89N
Legal Section	17
Legal Subdivision	5TH ADD
Legal Lot Number	3
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1006
Census Tract	1103

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	15915 SANDESTIN DR, DUBUQUE, IA 52002-9782
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Deed of Trust, Mortgage · Line of Credit MIDWESTONE BANK
Nov 16, 2018	Deed of Trust, Mortgage · ARM AMERICAN TRUST & SAVINGS BANK
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDWESTONE BANK
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDWESTONE BANK
Apr 8, 2021	Deed of Trust, Mortgage · Line of Credit MIDWESTONE BANK
Oct 23, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2017 · Amount on Record
Deed Sale	Oct 23, 2017 · Amount on Record
Deed Document Number	2017-00013164
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	15915 SANDESTIN DR, DUBUQUE, IA 52002-9782
Transaction Type	Mortgage
Record Updated	Mar 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001448
Date	Feb 23, 2024
Instrument	202400001448

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	280 JOHN F KENNEDY RD, DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 22, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	15915 SANDESTIN DR, DUBUQUE, IA 52002-9782
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013543
Date	Nov 16, 2018
Instrument	2018-00013543

Lender

Name	AMERICAN TRUST & SAVINGS BANK
Type	Bank
Address	DUBUQUE, IA 52001

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	9.75%
Index	Other
Max Rate	9.75%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	15915 SANDESTIN DR, DUBUQUE, IA 52002-9782
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008875
Date	Jun 24, 2020
Instrument	2020-00008875

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	STILLWATER, MN 55082

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	15915 SANDESTIN DR, DUBUQUE, IA 52002-9782
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001595
Date	Jan 27, 2021
Instrument	2021-00001595

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	STILLWATER, MN 55082

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	15915 SANDESTIN DR, DUBUQUE, IA 52002-9782
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15915 SANDESTIN DR, DUBUQUE, IA 52002-9782

Mortgage

Document Number	0000005508
Date	Apr 8, 2021
Instrument	2021-00005508

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	DUBUQUE, IA 52004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 17, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Oct 23, 2017
Property Address	15915 SANDESTIN DR, DUBUQUE, IA 52002-9782
Document Number	0000013164
Instrument Date	Oct 20, 2017
Instrument	2017-00013164
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$708.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15915 SANDESTIN DR, 15915, DUBUQUE, IA 52002-9782

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15915 SANDESTIN DR, DUBUQUE, IA 52002-9782

Mortgage

Document Number	0000013165
Date	Oct 23, 2017
Instrument	2017-00013165

Lender

Name	AMERICAN TRUST & SAVINGS BANK
Type	Bank
Address	DUBUQUE, IA 52001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$679,900 (+16.98%) Land $92,500 Building $587,400	$679,900 (+16.98%) Land $92,500 Building $587,400
2024	$6,892.00 (+4.11%)
2023		$581,200 (+21.9%) Land $84,100 Building $497,100	$581,200 (+21.9%) Land $84,100 Building $497,100
2022	$6,620.00 Homeowner's exemption	$476,790 Land $74,500 Building $402,290
2021			$476,790 Land $74,500 Building $402,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASBURY MUNICIPAL WATER SYSTEM serves 5,943 people · EPA ID IA3102001
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services.

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