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15914 Dover Cliffe Dr, Lutz, FL 33548 Property Records

Hillsborough County property record for 15914 Dover Cliffe Dr, Lutz, FL 33548

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,530 sqft · built 1983
Lot Size0.349 acres (15,216 sqft)
OwnerIndividual Name on File
Tax Bill$5,280 (2025)
Deeds & MortgagesDec 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN017356-1090

Property Details

APN / Parcel Number

Primary APN017356-1090
Alternative APN
  • U3627180SN000003000050

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,530 sqft Living Area
Gross Area3,957 sqft
1st Floor Area1,378 sqft
Upper Floors Area1,152 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2012
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,216 sqft (0.349 acres)
Lot Dimensions116 ft deep x 123 ft wide
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
Pool Area448 sqft
PorchEnclosed Porch
Porch Area944 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0173561090
Street Address15914 DOVER CLIFFE DR
CityLUTZ
StateFL
Zip33548-6122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC-4
Legal DescriptionFAIRCLOTH ESTATES LOT 5 BLOCK 3
Legal Range18E
Legal Township27S
Legal Section36
Legal SubdivisionFAIRCLOTH ESTATES
Legal TractSN
Legal Block3
Legal Lot Number5
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionTAMPA
Census Block Group3
Census Block3019
Census Tract11107

Owner

15914 Dover Cliffe Dr is owned and occupied by an individual who acquired it in December 2023.

Source: Hillsborough County records, as of September 30, 2026

Owner of RecordIndividual Name on File
Mailing Address15914 DOVER CLIFFE DR, LUTZ, FL 33548-6122
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2023
Deed SaleDec 22, 2023
Prior SaleMay 13, 2002 · Amount on File
Deed Document Number2023579280
Prior Transfer DateDec 15, 2023
Prior Transfer Doc0000579280
Record UpdatedOct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHILLSBOROUGH FL
Recording DateDec 22, 2023
Property Address15914 DOVER CLIFFE DR, LUTZ, FL 33548-6122
Document Number0000579280
Map ReferenceMB 49 PG 26
Instrument DateDec 15, 2023
Instrument2023579280
Transaction TypeTransfer
Record UpdatedJan 11, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address15914 DOVER CLIFFE DR, LUTZ, FL 33548-6122

Transferred To (Grantee/Buyer)

NameVerified Name
Address15914 DOVER CLIFFE DR, LUTZ, FL 33548-6122

Mortgage

Document Number0000579281
DateDec 22, 2023
Instrument2023579281
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 15914 Dover Cliffe Dr was $5,280 with a homeowner's exemption, up 9% from the year before.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$300,455 (+2.7%)$507,256 (+0.71%) Land $114,144 Building $393,112
2025$5,280.00 (+8.98%) Homeowner's exemption$292,556$503,657 Land $99,876 Building $403,781
2024$4,845.00 (-42.15%)
2023$8,375.00 (+2.4%) Homeowner's exemption$243,677 (+3%)$463,261 (+4.95%) Land $78,474 Building $384,787
2022$8,179.00 Homeowner's exemption$236,580$441,402 Land $71,340 Building $370,062

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15914 Dover Cliffe Dr in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 92 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies92 in force
Nearby Flood Claims28 (1979–2024)
Claims Outside the SFHA7 of 28
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Irma, Sep 2017 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15914 Dover Cliffe Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRC/NORTHWEST UTILITIES
serves 208,982 people · EPA ID FL6290388
Water SourcePurchased surface water from several systems
Last State InspectionSep 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: T-Mobile.

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