15910 N Fork Rd, Polebridge, MT 59928 Property Records

Flathead County property record for 15910 N Fork Rd, Polebridge, MT 59928

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,610 sqft · built 2011
Lot Size	20 acres (875,120 sqft)
Owner	Company Name on Record
Tax Bill	$6,969 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2018 Mortgage
Flood Zone	Zone D (undetermined)
APN	`R0742298`

Property Details

APN / Parcel Number

Primary APN	`R0742298`
Alternative APNs	`07-4934-28-1-01-17-0000` `0000003930`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,610 sqft Living Area
1st Floor Area	2,016 sqft
Upper Floors Area	594 sqft
Basement Area	2,016 sqft
Finished Basement	2,016 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	875,120 sqft (20 acres)
Terrain	Wooded
Garage Type	Detached
Garage Area	1,296 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,465 sqft
Deck Area	576 sqft
Shed	1 Shed
Shed Area	64 sqft
Pole Barn	Pole Barn
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Solar
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000003930
Street Address	15910 N FORK RD
City	POLEBRIDGE
State	MT
Zip	59928
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S28, T37 N, R22 W, ACRES 20.09, TR 3AA IN N2SE4NE4, COS 14386-A, ASSR#0000003930
Legal Range	22W
Legal Township	37N
Legal Section	28
Jurisdiction	FLATHEAD MT
Township / Civil Division	COLUMBIA FALLS
Census Block Group	2
Census Block	2029
Census Tract	101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Kruse, Billy, Cabin listed 2021 · 1 contributing resources · NRIS 100007131

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15920 N FORK RD, POLEBRIDGE, MT 59928-9610
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Line of Credit FREEDOM BANK
Mar 9, 2018	Deed of Trust, Mortgage · Commercial Mortgage FREEDOM BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Recording Date	Jun 5, 2026
Property Address	15910 N FORK RD, POLEBRIDGE, MT 59928
Document Number	0000011330
Instrument Date	May 27, 2026
Instrument	202611330
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE STREAM, TITLE TEAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221

Mortgage

Document Number	0000011330,
Date	Jun 5, 2026
Instrument	202611330

Lender

Name	FREEDOM BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	15910 N FORK RD, POLEBRIDGE, MT 59928
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800004641
Date	Mar 9, 2018
Instrument	201800004641

Lender

Name	FREEDOM BANK
Type	Bank
Address	COLUMBIA FALLS, MT 59912

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Columbia Falls Elementary School District (PK - 08)
Secondary School District	Columbia Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,969.00 (-22%)	$1,504,094 (+26.36%)
2025			$1,504,094 (+26.36%) Land $333,284 Building $1,170,810
2023	$8,935.00	$1,190,324	$1,190,324 Land $218,084 Building $972,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 86% of Montana
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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