15910 Dice Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 15910 Dice Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,922 sqft · built 1960
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$212,500 (Dec 2019)
Tax Bill	$1,109 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2019 Sale & Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-03-3005-000`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-03-3005-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,922 sqft Living Area
1st Floor Area	1,922 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Lot Depth	212 ft Depth
Garage Area	1,320 sqft
Parking Spaces	5 Parking Spaces
Porch	Covered Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15910 DICE RD
City	HEMLOCK
State	MI
Zip	48626-9666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	E 387 FT OF W 632.7 FT OF S 225 FT IN SW 1/4 2 ACRES SEC 03 T12N R2E
Legal Range	02E
Legal Township	12N
Legal Section	03
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1006
Census Tract	12100

Owner

Source: Saginaw County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15910 DICE RD, HEMLOCK, MI 48626-9666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Dec 16, 2019	Warranty Deed, Transfer · Stand-Alone Refinance FIFTH THIRD BANK
Nov 8, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 17, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 16, 2019 · Amount on Record
Deed Sale	Dec 16, 2019 · Amount on Record
Prior Sale	Dec 17, 2018 · Amount on Record
Deed Document Number	201930604
Prior Transfer Date	Nov 28, 2016
Prior Transfer Doc	0000030270
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	15910 DICE RD, HEMLOCK, MI 48626-9666
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15910 DICE RD, HEMLOCK, MI 48626-9666

Mortgage

Document Number	0000003166
Date	Jan 29, 2021
Instrument	2021003166

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Dec 16, 2019
Property Address	15910 DICE RD, HEMLOCK, MI 48626-9666
Document Number	0000030604
Instrument Date	Dec 11, 2019
Instrument	2019030604
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5676 BLACKBERRY DR, SAGINAW, MI 48603-8009

Mortgage

Document Number	0000030605
Date	Dec 16, 2019
Instrument	2019030605

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Nov 8, 2019
Property Address	15910 DICE RD, HEMLOCK, MI 48626-9666
Document Number	0000027607
Instrument Date	Nov 8, 2019
Instrument	27607
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2051 S BRENNAN RD HEMLOCK MI 486268746, HEMLOCK, MI 48626-8746

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Dec 17, 2018
Property Address	15910 DICE RD, HEMLOCK, MI 48626-9666
Document Number	0000031316
Instrument Date	Dec 5, 2018
Instrument	31316
Transaction Type	Transfer
Record Updated	Jan 3, 2019

Transaction

Amount	Amount Recorded
Tax	$65.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2051 S BRENNAN RD HEMLOCK MI 486268746, HEMLOCK, MI 48626-8746

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,000 (+36.66%)	$290,000 (+36.66%)
2025	$1,109.00 (-68.04%) Homeowner's exemption
2023		$106,100	$212,200
2022	$3,470.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500

Cell Coverage

5G and 4G LTE (outdoors only)

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