1591 Ward St, Hayward, CA 94541 Property Records

Alameda County property record for 1591 Ward St, Hayward, CA 94541

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,016 sqft · built 1941
Lot Size	0.166 acres (7,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (May 2014)
Tax Bill	$6,415 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`427-41-17`

Property Details

APN / Parcel Number

Primary APN	`427-41-17`
Alternative APN	`427-0041-017-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,016 sqft Living Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,250 sqft (0.166 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1591 WARD ST
City	HAYWARD
State	CA
Zip	94541-3029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00017 BLK: AR: 0427 PAGE: 0041
Legal Subdivision	PETERSEN
Legal Block	D
Legal Lot Number	5
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	1
Census Block	1013
Census Tract	435300

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1591 WARD ST, HAYWARD, CA 94541-3029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 5, 2021	Deed of Trust, Mortgage · Commercial Mortgage POINT DIGITAL FINANCE INC
Aug 26, 2019	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2014 · Amount on Record
Deed Sale	May 23, 2014 · Amount on Record
Prior Sale	Jul 29, 2011 · Amount on Record
Deed Document Number	2014127359
Prior Transfer Date	Apr 1, 1994
Prior Transfer Doc	0000136109
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1591 WARD ST, HAYWARD, CA 94541-3029
Transaction Type	Mortgage
Record Updated	Jan 7, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1591 WARD ST, HAYWARD, CA 94541-3029

Mortgage

Document Number	0000392203
Date	Dec 9, 2021
Instrument	2021392203

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1591 WARD ST, HAYWARD, CA 94541-3029
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1591 WARD ST, HAYWARD, CA 94541-3029

Mortgage

Document Number	0000004064
Date	Jan 5, 2021
Instrument	2021004064

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94301

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALAMEDA CA
Property Address	1591 WARD ST, HAYWARD, CA 94541-3029
Document Number	0000203836
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1591 WARD ST HAYWARD CA 945413029, HAYWARD, CA 94541-3029

Mortgage

Document Number	0000203836
Date	Oct 8, 2019
Instrument	203836

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$525,134 (+2%) Land $157,540 Building $367,594
2025	$6,415.00 (+2.46%)	$514,840 (+4.04%) Land $154,452 Building $360,388
2023	$6,261.00	$494,851 Land $148,455 Building $346,396	$643,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (1998–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, Sonic Telecom, T-Mobile, Verizon.

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