1591 Laurel Rd, Saint Leonard, MD 20685 Property Records

Calvert County property record for 1591 Laurel Rd, Saint Leonard, MD 20685

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,431 sqft · built 1957
Lot Size	0.169 acres (7,377 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Oct 2022)
Tax Bill	$4,837 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-042238`

Property Details

APN / Parcel Number

Primary APN	`01-042238`
Alternative APNs	`1042238` `042238`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,431 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,377 sqft (0.169 acres)
View / Lot	Waterfront
Porch	Slab
Porch Area	115 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	042238
Street Address	1591 LAUREL RD
City	SAINT LEONARD
State	MD
Zip	20685-2521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LTS 8-11 BLK 31 SEC A LONG BEACH
Legal Subdivision	LONG BEACH ON THE BAY
Legal Block	31
Legal Lot Number	8-11
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1007
Census Tract	861100

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	218 16TH ST SE, WASHINGTON, DC 20003-1544
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed, Transfer · Conventional Mortgage FILO MORTGAGE LLC
Sep 20, 2017	Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2022 · Amount on Record
Deed Sale	Oct 24, 2022 · Amount on Record
Prior Sale	Sep 20, 2017 · Amount on Record
Deed Book / Page	6361 / 373
Record Updated	Oct 29, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 24, 2022
Property Address	1591 LAUREL RD, SAINT LEONARD, MD 20685-2521
Document Number	0063610373
Book / Page	6361 / 373
Map Reference	MB AAH 1 PL 38
Instrument Date	Sep 28, 2022
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	218 16TH ST SE, WASHINGTON, DC 20003-1544

Mortgage

Document Number	0006361379
Date	Oct 24, 2022
Instrument	6361/379

Lender

Name	FILO MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 20, 2017
Property Address	1591 LAUREL RD, SAINT LEONARD, MD 20685-2521
Document Number	0050650012
Book / Page	5065 / 012
Map Reference	MB AAH1 PL38
Instrument Date	Jul 25, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1591 LAUREL LAUREL RD, SAINT LEONARD, MD 20685-2521

Mortgage

Document Number	0000506515
Date	Sep 20, 2017
Instrument	5065/15

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$460,700 (+21.75%) Land $108,200 Building $352,500	$460,700 (+21.75%) Land $108,200 Building $352,500
2025	$4,837.00 (+23.05%)
2023	$3,931.00	$378,400 Land $129,500 Building $248,900	$378,400 Land $129,500 Building $248,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 122 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	122 in force
Nearby Flood Claims	17 (2003–2025)
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 75% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEACHES WATER CO-OPERATIVE private · serves 2,000 people · EPA ID MD0040009
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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