1591 Andover Dr, Dunedin, FL 34698 Property Records

Pinellas County property record for 1591 Andover Dr, Dunedin, FL 34698

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,455 sqft · built 1970
Lot Size	0.181 acres (7,876 sqft)
Owner	Individual Name on File
Last Sale	$146,280 (Apr 2014)
Tax Bill	$4,587 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-742-7645-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-742-7645-2`
Alternative APNs	`25-28-15-50688-000-0050` `281525506880000050` `152825506880000050` `R267592`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,455 sqft Living Area
Gross Area	1,922 sqft
1st Floor Area	1,455 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	7,876 sqft (0.181 acres)
Lot Dimensions	105 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	171 sqft
Carport	Carport
Carport Area	171 sqft

Exterior Amenities

Porch	Slab
Porch Area	182 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R267592
Street Address	1591 ANDOVER DR
City	DUNEDIN
State	FL
Zip	34698-4617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAZY LAKE VILLAGE E 55FT OF LOT 5 & W 20FT OF LOT 6
Legal Range	15E
Legal Township	28S
Legal Section	25
Legal Subdivision	LAZY LAKE VILLAGE
Legal Tract	50688
Legal Lot Number	5,6
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3012
Census Tract	26909

Owner

1591 Andover Dr is owned and occupied by an individual who bought it in April 2014.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	1591 ANDOVER DR, DUNEDIN, FL 34698-4617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 10, 2020	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Aug 17, 2017	Deed of Trust, Mortgage · FHA Mortgage FIRST DIRECT LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2014 · Amount on File
Deed Sale	Apr 1, 2014 · Amount on File
Prior Sale	Aug 20, 2013 · Amount on File
Deed Document Number	201490277
Deed Book / Page	18355 / 2433
Prior Transfer Date	Aug 19, 2013
Prior Transfer Doc	0181282519
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1591 ANDOVER DR, DUNEDIN, FL 34698-4617
Document Number	0209751487
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	May 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1591 ANDOVER DR DUNEDIN FL 346984617, DUNEDIN, FL 34698-4617

Mortgage

Document Number	0209751487
Date	Apr 23, 2020
Book Page	020975/001487
Instrument	131798

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2050

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINELLAS FL
Property Address	1591 ANDOVER DR, DUNEDIN, FL 34698-4617
Document Number	0209702527
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1591 ANDOVER DR DUNEDIN FL 346984617, DUNEDIN, FL 34698-4617

Mortgage

Document Number	0209702527
Date	Apr 20, 2020
Book Page	020970/002527
Instrument	128229

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2050

Interest

Rate	4%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1591 ANDOVER DR, DUNEDIN, FL 34698-4617
Document Number	0197592113
Book / Page	019759 / 002113
Instrument Date	Aug 17, 2017
Transaction Type	Mortgage
Record Updated	Sep 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1591 ANDOVER DR DUNEDIN FL 346984617, DUNEDIN, FL 34698-4617

Mortgage

Document Number	0197592113
Date	Aug 30, 2017
Book Page	019759/002113
Instrument	271127

Lender

Name	FIRST DIRECT LNDG
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1591 Andover Dr was $4,587 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,587.00 Homeowner's exemption	$302,180	$314,247 Land $204,411 Building $109,836
2023	$4,573.00 (+25.39%) Homeowner's exemption	$302,481 (+18.79%)	$302,481 (+18.79%) Land $214,704 Building $87,777
2022	$3,647.00	$254,631	$254,631 Land $190,880 Building $63,751

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1591 Andover Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	5 (1979–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1591 Andover Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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