15909 Saint Clair St, Clermont, FL 34714 Property Records

Lake County property record for 15909 Saint Clair St, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,532 sqft · built 2011
Lot Size	0.258 acres (11,215 sqft)
Owner	2 Individual Names on Record
Last Sale	$84,500 (Mar 2020)
Tax Bill	$5,612 (2025)
Deeds & Mortgages	Sep 2026 Sale Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-24-26-0010-000-08400`

Property Details

APN / Parcel Number

Primary APN	`10-24-26-0010-000-08400`
Alternative APNs	`262410001000008400` `3861566`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,532 sqft Living Area
Gross Area	2,994 sqft
1st Floor Area	2,532 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	11,215 sqft (0.258 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	267 sqft
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3861566
Street Address	15909 ST CLAIR ST
City	CLERMONT
State	FL
Zip	34714-6511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	GREATER LAKES PHASE 1 PB 61 PG 18-21 LOT 84 ORB 5448 PG 1535
Legal Range	26E
Legal Township	24S
Legal Section	10
Legal Subdivision	GREATER LAKES PHASE 1
Legal Tract	A-H
Legal Lot Number	84
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2012
Census Tract	31314

Owner

Source: Lake County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15909 ST CLAIR ST, CLERMONT, FL 34714-6511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 17, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Mar 31, 2020	Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2020 · Amount on Record
Deed Sale	Mar 31, 2020 · Amount on Record
Prior Sale	Apr 18, 2011 · Amount on Record
Deed Document Number	202038781
Deed Book / Page	5448 / 1535
Last Transfer Date	Sep 10, 2026
Transfer Doc	0000112189
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Sep 11, 2026
Property Address	15909 ST CLAIR ST, CLERMONT, FL 34714-6511
Document Number	0000112189
Book / Page	6810 / 2356
Instrument Date	Sep 10, 2026
Instrument	2026112189
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15909 ST CLAIR ST, CLERMONT, FL 34714-6511

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Jun 17, 2026
Property Address	15909 ST CLAIR ST, CLERMONT, FL 34714-6511
Document Number	0000074573
Book / Page	6759 / 2056
Instrument Date	Jun 1, 2026
Instrument	202674573
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15909 ST CLAIR ST, CLERMONT, FL 34714-6511
Investor	Possibly a Property Investor

Mortgage

Document Number	0000074574,
Date	Jun 17, 2026
Instrument	202674574

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Mar 31, 2020
Property Address	15909 ST CLAIR ST, CLERMONT, FL 34714-6511
Document Number	0054481535
Book / Page	5448 / 1535
Map Reference	MB 61 PG 18-21
Instrument Date	Mar 26, 2020
Instrument	2020038781
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Amount	Amount Recorded
Tax	$591.50
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15909 ST CLAIR ST, CLERMONT, FL 34714-6511

Mortgage

Document Number	0054481537
Date	Mar 31, 2020
Instrument	5448/1537

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,936 (+0.95%)	$451,572 (-) Land $119,250 Building $332,322
2025	$5,612.00 (+3.85%) Homeowner's exemption	$336,726 (+4.94%) Land $119,250 Building $217,476	$451,572 (+4.44%) Land $119,250 Building $332,322
2024	$5,404.00 (+7.65%)
2023	$5,020.00 (+13.99%) Homeowner's exemption	$320,866 (+18.48%)	$432,372 (+27.79%) Land $79,500 Building $352,872
2022	$4,404.00 Homeowner's exemption	$270,813	$338,347 Land $64,500 Building $273,847

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Nearby Streets

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