Montgomery County property record for 15909 Narrows Ter, Silver Spring, MD 20906 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,377 sqft · built 1973 |
| Lot Size | 0.428 acres (18,658 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Jul 2004) |
| Tax Bill | $6,398 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01465115 |
| Primary APN | 13-01465115 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,377 sqft Living Area |
| Gross Area | 3,905 sqft |
| 1st Floor Area | 1,193 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 18,658 sqft (0.428 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01465115 |
|---|---|
| Street Address | 15909 NARROWS TER |
| City | SILVER SPRING |
| State | MD |
| Zip | 20906-1142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORWOOD VILLAGE |
| Legal Subdivision | NORWOOD VILLAGE |
| Legal Block | 4 |
| Legal Lot Number | 51 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 703221 |
Source: Montgomery County records · APN 13-01465115
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15909 NARROWS TER, SILVER SPRING, MD 20906-1142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL INSTITUTES OF HEALTH FCU |
| Oct 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL INSTITUTES OF HEALTH FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 21, 2004 · Amount on Record |
| Deed Sale | Jul 21, 2004 · Amount on Record |
| Deed Document Number | 200412845 |
| Deed Book / Page | 27871 / 555 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 15909 NARROWS TER, SILVER SPRING, MD 20906-1142 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | OLD REPUBLIC TITLE INS |
| Name | Verified Name |
|---|
| Document Number | 0572220187 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | 57222/187 |
| Name | NATIONAL INSTITUTES OF HEALTH FCU |
|---|---|
| Type | Credit Union |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 07, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 15909 NARROWS TER, SILVER SPRING, MD 20906-1142 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 15909 NARROWS TER, SILVER SPRING, MD 20906-1142 |
| Document Number | 0643650442 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 64365/442 |
| Name | NATIONAL INSTITUTES OF HEALTH FCU |
|---|---|
| Type | Credit Union |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2036 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $601,433 (+5.61%) | $665,300 (+16.82%) Land $177,500 Building $487,800 | |
| 2025 | $6,398.00 (+25.52%) | $569,500 (+10.59%) Land $177,500 Building $392,000 | $569,500 (-) Land $177,500 Building $392,000 |
| 2023 | $514,967 | $569,500 Land $177,500 Building $392,000 | |
| 2022 | $5,097.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317032211, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 20 individual NFIP policies nearby |
| Nearby Flood Policies | 20 in force 18 of 20 on primary residences |
| Nearby Flood Claims | 11 (1978–2014) |
| Claims Outside the SFHA | 6 of 11 |
| Most Recent Claim | May 2014, river or lake flooding |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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