15909 Joyce Ln, Laurel, MD 20707 Property Records

Prince George's County property record for 15909 Joyce Ln, Laurel, MD 20707

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,760 sqft · built 1955
Lot Size0.661 acres (28,807 sqft)
Owner2 Company Names on Record
Last Sale$390,000 (Nov 2004)
Tax Bill$4,810 (2024)
Deeds & MortgagesJan 2024 Transfer
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-1083195

Property Details

APN / Parcel Number

Primary APN10-1083195
Alternative APN
  • 1083195

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,760 sqft Living Area
Gross Area2,000 sqft
1st Floor Area1,760 sqft
Basement Area1 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area28,807 sqft (0.661 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
Deck Area123 sqft
Shed1 Shed
Shed Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number1083195
Street Address15909 JOYCE LN
CityLAUREL
StateMD
Zip20707-2668
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionAVALON MANOR
Legal SubdivisionAVALON MANOR SEC 1
Legal Lot Number13
JurisdictionPRINCE GEORGE'S MD
Township / Civil Division10, LAUREL
Census Block Group1
Census Block1004
Census Tract800203

Owner

Source: Prince George's County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address15909 JOYCE LN, LAUREL, MD 20707-2668
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2024Intrafamily Transfer, Transfer
Jan 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
EMBRACE HOME LOANS INC
Oct 30, 2017Deed of Trust, Mortgage · FHA Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2004 · Amount on Record
Deed SaleNov 10, 2004 · Amount on Record
Prior SaleJun 11, 1990 · Amount on Record
Last Transfer DateDec 4, 2023
Transfer Doc0495070360
Record UpdatedJun 8, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPRINCE GEORGE'S MD
Recording DateJan 31, 2024
Property Address15909 JOYCE LN, LAUREL, MD 20707-2668
Document Number0495070360
Book / Page49507 / 360
Map ReferenceMB WWW 27 FO 52
Instrument DateDec 4, 2023
Transaction TypeTransfer
Record UpdatedMar 21, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address15909 JOYCE LN, LAUREL, MD 20707-2668

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE GEORGE'S MD
Property Address15909 JOYCE LN, LAUREL, MD 20707-2668
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyEQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0447110591
DateJan 25, 2021
Book Page44711/591
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
AddressDICKERSON, MD 20842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE GEORGE'S MD
Property Address15909 JOYCE LN, LAUREL, MD 20707-2668
Document Number0402000415
Book / Page040200 / 000415
Instrument DateOct 30, 2017
Transaction TypeMortgage
Record UpdatedDec 6, 2017
Title CompanyEQUITY NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address15909 JOYCE LN LAUREL MD 207072668, LAUREL, MD 20707-2668

Mortgage

Document Number0402000415
DateNov 7, 2017
Book Page040200/000415
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 08842
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 6, 2047

Tax Assessment & Valuation

Source: Prince George's County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyPrince George's County
Unified School DistrictPrince George's County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$385,700 (+20.02%) Land $204,900 Building $180,800$385,700 (-) Land $204,900 Building $180,800
2024$4,810.00 (+34.62%)
2023$3,573.00 Homeowner's exemption$321,367$385,700 Land $204,900 Building $180,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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