15909 Garlock Ln, Prather, CA 93651 Property Records

Fresno County property record for 15909 Garlock Ln, Prather, CA 93651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,920 sqft · built 1993
Lot Size	19.5 acres (850,727 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Nov 2019)
Tax Bill	$5,287 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`138-371-36`

Property Details

APN / Parcel Number

Primary APN	`138-371-36`
Alternative APN	`13837024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	1,920 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	L-Shape
Construction Type	Frame
Lot Area	850,727 sqft
Garage Area	1,336 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	15909 GARLOCK LN
City	PRATHER
State	CA
Zip	93651-9776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AL40
Legal Description	19.53 AC PARCEL 7 P/M 4209 BK 33 PGS 12-16
Legal Subdivision	PARCEL MAP NO 4209
Jurisdiction	FRESNO CA
Township / Civil Division	SIERRA
Census Block Group	2
Census Block	2009
Census Tract	6406

Owner

15909 Garlock Ln is owned and occupied by an individual who bought it in November 2019.

Source: Fresno County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	15909 GARLOCK LN, PRATHER, CA 93651-9776
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Nov 1, 2019	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Oct 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2019 · Amount on File
Deed Sale	Nov 1, 2019 · Amount on File
Prior Sale	Jul 30, 2012 · Amount on File
Deed Document Number	2019131936
Prior Transfer Date	Oct 17, 2017
Prior Transfer Doc	0000135216
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	15909 GARLOCK LN, PRATHER, CA 93651-9776
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15909 GARLOCK LN, PRATHER, CA 93651-9776

Mortgage

Document Number	0000186147
Date	Dec 23, 2020
Instrument	2020-0186147

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Nov 1, 2019
Property Address	15909 GARLOCK LN, PRATHER, CA 93651-9776
Document Number	0000131936
Map Reference	MB 33 PG 12-16
Instrument Date	Oct 7, 2019
Instrument	2019-0131936
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15909 GARLOCK LN, PRATHER, CA 93651-9776

Mortgage

Document Number	0000131937
Date	Nov 1, 2019
Instrument	2019-0131937

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRESNO CA
Recording Date	Oct 18, 2017
Property Address	15909 GARLOCK LN, PRATHER, CA 93651-9776
Document Number	0000135216
Instrument Date	Oct 17, 2017
Instrument	135216
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	15909 GARLOCK LN PRATHER CA 936519776, PRATHER, CA 93651-9776

Tax Assessment & Valuation

The 2025 property tax bill for 15909 Garlock Ln was $5,287.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Unified School District	Sierra Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$507,555 (+2%) Land $184,057 Building $323,498
2025	$5,287.00	$497,604 Land $180,449 Building $317,155
2023	$4,882.00 (+1.24%)	$478,284 Land $173,443 Building $304,841
2022	$4,822.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15909 Garlock Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15909 Garlock Ln is high, ranking above 82% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Table Top Telephone Fiber	1,000 / 1,000
unWired Broadband Fixed Wireless	400 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Garlock Ln

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