Spokane County property record for 15909 E 14th Ave, Spokane Valley, WA 99037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,021 sqft · built 1977 |
| Lot Size | 1.39 acres (60,635 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Jun 2009) |
| Tax Bill | $6,151 (2026) |
| Deeds & Mortgages | Sep 2017 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45243.0405 |
| Primary APN | 45243.0405 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,021 sqft Living Area |
| Gross Area | 2,649 sqft |
| 1st Floor Area | 1,213 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 500 sqft |
| Unfinished Basement | 100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 60,635 sqft |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 479 sqft |
| Patio Area | 330 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 15909 E 14TH AVE |
|---|---|
| City | SPOKANE VALLEY |
| State | WA |
| Zip | 99037-9212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | ROTCHFORD ACRE TRACTS L5 B4 |
| Legal Range | 44E |
| Legal Township | 25N |
| Legal Section | 24 |
| Legal Subdivision | ROTCHFORD ACRE |
| Legal Tract | L5,B4 |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 13003 |
15909 E 14th Ave is owned and occupied by two individuals who bought it in June 2009.
Source: Spokane County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15909 E 14TH AVE, SPOKANE VALLEY, WA 99037-9212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN HOME MORTGAGE CORP |
| Jul 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Nov 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2009 · Amount on File |
| Deed Sale | Jun 25, 2009 · Amount on File |
| Deed Document Number | 20095806868 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 15909 E 14TH AVE, SPOKANE VALLEY, WA 99037-9212 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0006637298 |
|---|---|
| Date | Sep 5, 2017 |
| Instrument | 6637298 |
| Name | MERIDIAN HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WESTMINSTER, MD 21157 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 15909 E 14TH AVE, SPOKANE VALLEY, WA 99037-9212 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 0006826416 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 6826416 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 15909 E 14TH AVE, SPOKANE VALLEY, WA 99037-9212 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG |
| Name | Verified Name |
|---|
| Document Number | 0006990563 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 6990563 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2026 property tax bill for 15909 E 14th Ave was $6,151, up 9% from the year before.
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane Valley City |
| Unified School District | Central Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,151.00 (+9.04%) | $567,280 Land $156,680 Building $410,600 | $567,280 Land $156,680 Building $410,600 |
| 2025 | $5,641.00 | ||
| 2024 | $525,650 (+26.78%) Land $118,750 Building $406,900 | $525,650 (+26.78%) Land $118,750 Building $406,900 | |
| 2023 | $4,996.00 (+3.61%) | $414,600 Land $72,500 Building $342,100 | $414,600 Land $72,500 Building $342,100 |
| 2022 | $4,822.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15909 E 14th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 15909 E 14th Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERA WATER & POWER serves 24,692 people · EPA ID WA5391450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2021 |
| Lead | 21 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Wired or Wireless Fixed Wireless · not low latency | 200 / 40 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
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