15907 38th Ave E, Tacoma, WA 98446 Property Records

Pierce County property record for 15907 38th Ave E, Tacoma, WA 98446

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1967
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Feb 2022)
Tax Bill	$4,065 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`031924-3-031`

Property Details

APN / Parcel Number

Primary APN	`031924-3-031`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	28,750 sqft (0.66 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	632 sqft
Deck Area	370 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	15907 38TH AVE E
City	TACOMA
State	WA
Zip	98446-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 24 TOWNSHIP 19 RANGE 03 QUARTER 33 PARCEL B OF DBLR 92-10-12-0427 DESC AS N 110 FT OF S 310 FT OF W 278 FT OF W 1/2 OF SW EXC 38TH AVE E EASE OF REC OUT OF 3-016 SEG E0387MD 7/6/92BO DC7841MD12/20/92BO
Legal Range	03
Legal Township	19
Legal Section	24
Legal Subdivision	BLR#9210120427
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	5
Census Block	5003
Census Tract	71306

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15907 38TH AVE E, TACOMA, WA 98446-1416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Feb 22, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 14, 2017	Warranty Deed, Transfer · Conventional with PMI KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2022 · Amount on Record
Deed Sale	Feb 22, 2022 · Amount on Record
Prior Sale	Apr 14, 2017 · Amount on Record
Deed Document Number	2022488
Prior Transfer Date	Aug 13, 2015
Prior Transfer Doc	0000000238
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	15907 38TH AVE E, TACOMA, WA 98446-1416
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15907 38TH AVE E, TACOMA, WA 98446-1416

Mortgage

Document Number	0010280160
Date	Oct 28, 2021
Instrument	202110280160

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	15907 38TH AVE E, TACOMA, WA 98446-1416
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009090133
Date	Sep 9, 2021
Instrument	202109090133

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Feb 22, 2022
Property Address	15907 38TH AVE E, TACOMA, WA 98446-1416
Document Number	0002220488
Map Reference	DOC 9210120427
Instrument Date	Feb 16, 2022
Instrument	202202220488
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	RAINIER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,680.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15907 38TH AVE E, TACOMA, WA 98446-1416

Mortgage

Document Number	0002220489
Date	Feb 22, 2022
Instrument	202202220489

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 14, 2017
Property Address	15907 38TH AVE E, TACOMA, WA 98446-1416
Document Number	1704140357
Instrument Date	Apr 12, 2017
Instrument	201704140357
Transaction Type	Transfer
Record Updated	May 4, 2017
Title Company	RAINIER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15907 38TH AVE E TACOMA WA 984461416, TACOMA, WA 98446-1416

Mortgage

Document Number	1704140358
Date	Apr 14, 2017
Instrument	201704140358

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,600 (+13.61%) Land $245,300 Building $125,300	$370,600 (+13.61%) Land $245,300 Building $125,300
2025	$4,065.00 (+6.16%)
2024	$3,829.00 (-2.72%)	$326,200 (-4.45%) Land $207,500 Building $118,700	$326,200 (-4.45%) Land $207,500 Building $118,700
2023	$3,936.00	$341,400 Land $209,800 Building $131,600	$341,400 Land $209,800 Building $131,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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