15905 E 123rd Ave, Commerce City (Brighton), CO 80603 Property Records

Adams County property record for 15905 E 123rd Ave, Commerce City, CO 80603

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,161 sqft · built 2004
Lot Size	0.169 acres (7,379 sqft)
Owner	2 Individual Names on File
Last Sale	$407,000 (Dec 2018)
Tax Bill	$3,155 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1569-32-3-10-002`

Property Details

APN / Parcel Number

Primary APN	`1569-32-3-10-002`
Alternative APNs	`0156932310002` `R0145636`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,161 sqft Living Area
Gross Area	3,844 sqft
1st Floor Area	1,343 sqft
2nd Floor Area	898 sqft
Basement Area	969 sqft
Finished Basement	920 sqft
Unfinished Basement	49 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,379 sqft (0.169 acres)
Garage Type	Attached
Garage Area	634 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0145636
Street Address	15905 E 123RD AVE
City	COMMERCE CITY
State	CO
Zip	80603-6944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:THE VILLAGE BLK:21 LOT:11
Legal Range	66W
Legal Township	01S
Legal Section	32
Legal Quarter	3
Legal Subdivision	THE VILLAGE
Legal Block	21
Legal Lot Number	11
Jurisdiction	ADAMS CO
Township / Civil Division	BRIGHTON
Census Block Group	2
Census Block	2056
Census Tract	8553

Owner

15905 E 123rd Ave is owned and occupied by two individuals who bought it in December 2018.

Source: Adams County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15905 E 123RD AVE, COMMERCE CITY, CO 80603-6944
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Dec 28, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 1, 2023	Deed of Trust, Mortgage · FHA Mortgage FLEXPOINT INC
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC
Dec 19, 2018	Warranty Deed, Transfer · Stand-Alone Second Mortgage COLORADO HOUSING & FINANCE AUTHORIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2018 · Amount on File
Deed Sale	Dec 19, 2018 · Amount on File
Prior Sale	Aug 30, 2004 · Amount on File
Deed Document Number	2018101217
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Recording Date	Apr 1, 2026
Property Address	15905 E 123RD AVE, COMMERCE CITY, CO 80603-6944
Document Number	0000018017
Instrument Date	Mar 5, 2026
Instrument	202618017
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	15905 E 123RD AVE, COMMERCE CITY, CO 80603-6944

Mortgage

Document Number	0000018017,
Date	Apr 1, 2026
Instrument	202618017

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	322 Months
Due	Feb 1, 2053

Interest

Rate	6.11%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	15905 E 123RD AVE, COMMERCE CITY, CO 80603-6944
Transaction Type	Mortgage
Record Updated	Jan 3, 2024
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15905 E 123RD AVE, COMMERCE CITY, CO 80603-6944

Mortgage

Document Number	0000071431
Date	Dec 28, 2023
Instrument	2023000071431

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Feb 1, 2053

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	15905 E 123RD AVE, COMMERCE CITY, CO 80603-6944
Transaction Type	Mortgage
Record Updated	Feb 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005691
Date	Feb 1, 2023
Instrument	2023000005691

Lender

Name	FLEXPOINT INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	15905 E 123RD AVE, COMMERCE CITY, CO 80603-6944
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070078
Date	Jun 9, 2021
Instrument	2021000070078

Lender

Name	LOANPAL LLC
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Dec 19, 2018
Property Address	15905 E 123RD AVE, COMMERCE CITY, CO 80603-6944
Document Number	0000101217
Instrument Date	Dec 17, 2018
Instrument	2018000101217
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15905 EAST 1233B AVENUE, BRIGHTON, CO 80603

Mortgage

Document Number	0000101219
Date	Dec 19, 2018
Instrument	2018000101219

Lender

Name	COLORADO HOUSING & FINANCE AUTHORIT
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2048

Mortgage

Document Number	0000101218
Date	Dec 19, 2018
Instrument	2018000101218

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company
Address	DENVER, CO 80204

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 15905 E 123rd Ave was $3,155, down 40.4% from the year before.

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Commerce City
Unified School District	School District 27J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,155.00 (-40.43%)	$39,170 Land $7,140 Building $32,030	$576,000 Land $105,000 Building $471,000
2024	$5,296.00 (-15.78%)
2023	$6,288.00 (+10.65%)	$41,060 (+11.7%) Land $5,680 Building $35,380	$607,000 (+14.76%) Land $84,000 Building $523,000
2022	$5,683.00	$36,760 Land $11,680 Building $25,080	$528,917 Land $168,000 Building $360,917

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15905 E 123rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15905 E 123rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ADAMS COUNTY WSD serves 75,559 people · EPA ID CO0101140
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Aerux Broadband, T-Mobile.

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