15902 Stern St, Houston, TX 77044 Property Records

Harris County property record for 15902 Stern St, Houston, TX 77044

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,299 sqft · built 2007
Lot Size	0.227 acres (9,887 sqft)
Owner	2 Individual Names on File
Last Sale	$332,000 (Dec 2018)
Tax Bill	$5,572 (2025)
Deeds & Mortgages	Feb 2026 Sale Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`128-891-001-0038`

Property Details

APN / Parcel Number

Primary APN	`128-891-001-0038`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,299 sqft Living Area
1st Floor Area	3,899 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	9,887 sqft (0.227 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1288910010038
Street Address	15902 STERN ST
City	HOUSTON
State	TX
Zip	77044-1095
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 38 BLK 1 LAKESHORE SEC 6
Legal Subdivision	LAKESHORE SEC 6
Legal Block	1
Legal Lot Number	38
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2020
Census Tract	252003

Owner

15902 Stern St is owned and occupied by two individuals who acquired it in February 2026.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15902 STERN ST, HOUSTON, TX 77044-1095
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Special Warranty Deed, Transfer
Dec 11, 2018	Warranty Deed, Transfer CMG FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2018 · Amount on File
Deed Sale	Dec 11, 2018 · Amount on File
Prior Sale	Oct 2, 2015 · Amount on File
Deed Document Number	2018552414
Last Transfer Date	Feb 5, 2026
Transfer Doc	0000048857
Record Updated	Oct 29, 2026

February 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Feb 10, 2026
Property Address	15902 STERN ST, HOUSTON, TX 77044-1095
Document Number	0000048857
Map Reference	MF 606131
Instrument Date	Feb 5, 2026
Instrument	2026-48857
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15902 STERN ST, HOUSTON, TX 77044-1095

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1800 AMBERWYND CIR W, PALMETTO, FL 34221-5641

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Dec 11, 2018
Property Address	15902 STERN ST, HOUSTON, TX 77044-1095
Document Number	0000552414
Instrument Date	Dec 7, 2018
Instrument	552414
Transaction Type	Transfer
Record Updated	Dec 19, 2018
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15902 STERN ST HOUSTON TX 770441095, HOUSTON, TX 77044-1095

Mortgage

Document Number	552415
Date	Dec 11, 2018
Instrument	552415

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 15902 Stern St was $5,572, up 643.9% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Humble Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$504,317 (-4.64%) Land $73,698 Building $430,619	$504,317 (-4.64%) Land $73,698 Building $430,619
2025	$5,572.00 (+643.93%) Homeowner's exemption	$528,883 Land $73,698 Building $455,185	$528,883 Land $73,698 Building $455,185
2024	$749.00
2023		$513,020 Land $45,857 Building $467,163	$513,020 Land $45,857 Building $467,163
2022	$738.00
2020	$536.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15902 Stern St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 343 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	343 in force
Nearby Flood Claims	7 (2016–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15902 Stern St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 412 serves 3,480 people · EPA ID TX1013354
Water Source	Purchased surface water from CITY OF HOUSTON
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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