15902 Silver Rose, Schertz, TX 78154 Property Records

Bexar County property record for 15902 Silver Rose, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,919 sqft · built 2013
Lot Size	0.185 acres (8,057 sqft)
Owner	2 Individual Names on Record
Last Sale	$198,700 (Aug 2016)
Tax Bill	$3,910 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05041-125-0360`

Property Details

APN / Parcel Number

Primary APN	`05041-125-0360`
Alternative APN	`1170093`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,919 sqft Living Area
Gross Area	2,339 sqft
1st Floor Area	1,919 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Roof Material	Asphalt
Lot Area	8,057 sqft (0.185 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15902 SILVER ROSE
City	SCHERTZ
State	TX
Zip	78154-3939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 5041A (RETAMA WEST SUBD UT-2), BLOCK 25 LOT 36 PER PLAT 9623/168-172 FILED 5/12/2011
Legal Subdivision	CB 5041A (RETAMA WEST SUBD UT-2)
Legal Tract	36
Legal Block	25
Legal Lot Number	36
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTHEAST
Census Block Group	2
Census Block	2030
Census Tract	121909

Owner

Source: Bexar County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15902 SILVER ROSE, SCHERTZ, TX 78154-3939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Nov 2, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2016 · Amount on Record
Deed Sale	Aug 26, 2016 · Amount on Record
Prior Sale	Aug 3, 2015 · Amount on Record
Deed Document Number	2016167793
Deed Book / Page	18051 / 1922
Prior Transfer Date	Jun 25, 2015
Prior Transfer Doc	0000144256
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	15902 SILVER ROSE, SELMA, TX 78154-3939
Transaction Type	Mortgage
Record Updated	Dec 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15902 SILVER ROSE, SELMA, TX 78154-3939

Mortgage

Document Number	0000281466
Date	Dec 6, 2022
Instrument	20220281466

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	15902 SILVER ROSE, SELMA, TX 78154-3939
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000263096
Date	Nov 2, 2020
Instrument	20200263096

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Municipality	Selma City
Unified School District	Judson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,910.00 (-12.49%) Homeowner's exemption	$322,350 (-2.32%) Land $64,130 Building $258,220	$322,350 (-2.32%) Land $64,130 Building $258,220
2024	$4,468.00 (+9.59%)
2023	$4,077.00 (-22.18%) Homeowner's exemption	$330,000 Land $64,130 Building $265,870	$330,000 Land $64,130 Building $265,870
2022	$5,239.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SELMA serves 11,418 people · EPA ID TX0150492
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Astound Broadband.

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