15901 Riverpointe Dr, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 15901 Riverpointe Dr, Charlotte, NC 28278

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,280 sqft · built 1992
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$1,475,000 (Aug 2026)
Tax Bill	$7,948 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`199-441-43`

Property Details

APN / Parcel Number

Primary APN	`199-441-43`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,280 sqft Living Area
Gross Area	3,867 sqft
1st Floor Area	1,832 sqft
Upper Floors Area	1,448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Other
Lot Area	13,504 sqft (0.31 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	587 sqft
Porch	Finished/Open Porch
Porch Area	50 sqft
Deck Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	15901 RIVERPOINTE DR
City	CHARLOTTE
State	NC
Zip	28278-8887
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20MF
Legal Description	P54 &55 B1 M22-417
Legal Subdivision	RIVERPOINTE MAP 03
Legal Block	1
Legal Lot Number	43
Jurisdiction	MECKLENBURG NC
Township / Civil Division	3, STEELE CREEK
Census Block Group	1
Census Block	1025
Census Tract	5908

Owner

15901 Riverpointe Dr is owned and occupied by two individuals who bought it in August 2026.

Source: Mecklenburg County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15901 RIVERPOINTE DR, CHARLOTTE, NC 28278-8887
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2026 · Amount on File
Deed Sale	Aug 20, 2026 · Amount on File
Prior Sale	Mar 26, 1993 · Amount on File
Deed Document Number	202690116
Deed Book / Page	40662 / 119
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 20, 2026
Property Address	15901 RIVERPOINTE DR, CHARLOTTE, NC 28278-8887
Document Number	0000090116
Book / Page	40662 / 119
Instrument Date	Aug 13, 2026
Instrument	202690116
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	CARDINAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	15901 RIVERPOINTE DR, CHARLOTTE, NC 28278-8887

Mortgage

Document Number	0000090117,
Date	Aug 20, 2026
Instrument	202690117

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 15901 Riverpointe Dr was $7,948.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,948.00	$1,132,100 Land $540,000 Building $592,100	$1,132,100 Land $540,000 Building $592,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15901 Riverpointe Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15901 Riverpointe Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20