Fresno County property record for 15900 W San Joaquin Ave, Kerman, CA 93630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,322 sqft · built 2009 |
| Lot Size | 0.172 acres (7,490 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Aug 2009) |
| Tax Bill | $2,548 (2025) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 023-693-18S |
| Primary APN | 023-693-18S |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,322 sqft Living Area |
| 1st Floor Area | 1,322 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Construction Type | Frame |
| Lot Area | 7,490 sqft (0.172 acres) |
| Lot Dimensions | 107 ft deep x 70 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Refrigeration |
|---|
| Street Address | 15900 W SAN JOAQUIN AVE |
|---|---|
| City | KERMAN |
| State | CA |
| Zip | 93630-1367 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUR RTS LOT 64 TRACT 5416 |
| Legal Subdivision | TRACT NO 5416 |
| Legal Tract | 5416 |
| Legal Lot Number | 64 |
| Jurisdiction | FRESNO CA |
| Township / Civil Division | KERMAN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 4004 |
Source: Fresno County records · APN 023-693-18S
Assessment roll updated August 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15900 W SAN JOAQUIN AVE, KERMAN, CA 93630-1367 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 30, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NOBLE FCU |
| Jan 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED MORTGAGE CORP |
| Sep 10, 2019 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 21, 2009 · Amount on Record |
| Deed Sale | Aug 21, 2009 · Amount on Record |
| Deed Document Number | 2009116134 |
| Last Transfer Date | Jan 18, 2013 |
| Transfer Doc | 0000010657 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRESNO CA |
| Property Address | 15900 W SAN JOAQUIN AVE, KERMAN, CA 93630-1367 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 15900 W SAN JOAQUIN AVE, KERMAN, CA 93630-1367 |
| Document Number | 0000100772 |
|---|---|
| Date | Oct 30, 2023 |
| Instrument | 2023-0100772 |
| Name | NOBLE FCU |
|---|---|
| Type | Credit Union |
| Address | KERMAN, CA 93630 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 07, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRESNO CA |
| Property Address | 15900 W SAN JOAQUIN AVE, KERMAN, CA 93630-1367 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN |
| Name | Verified Name |
|---|---|
| Address | PO BOX 173, TRANQUILLITY, CA 93668-0173 |
| Document Number | 0000005950 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 2022-0005950 |
| Name | UNITED MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRESNO CA |
| Property Address | 15900 W SAN JOAQUIN AVE, KERMAN, CA 93630-1367 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000102133 |
|---|---|
| Date | Sep 10, 2019 |
| Instrument | 2019-0102133 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 09, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Fresno County records · Assessment roll updated August 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Fresno County |
| Municipality | Kerman City |
| Unified School District | Kerman Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $217,100 (+2%) Land $52,659 Building $164,441 | |
| 2025 | $2,548.00 (+4.86%) Homeowner's exemption | $212,844 (+4.04%) Land $51,627 Building $161,217 |
| 2023 | $2,430.00 (+1.25%) Homeowner's exemption | $204,580 Land $49,623 Building $154,957 |
| 2022 | $2,400.00 |
Source: FEMA National Flood Hazard Layer as of April 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Sebastian Enterprises Fiber · DSL | 1,000 / 1,000 |
| UnWired Broadband Holding Fixed Wireless | 1,000 / 1,000 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 637 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF KERMAN serves 17,256 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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