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15900 Two Bar Rd, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 15900 Two Bar Rd, Boulder Creek, CA 95006

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 832 sqft · built 1939
Lot Size1.81 acres (79,105 sqft)
Owner2 Individual Names on File
Last Sale$303,500 (Aug 2000)
Tax Bill$5,729 (2025)
Deeds & MortgagesMar 2021 Mortgage
Dec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN085-202-02

Property Details

APN / Parcel Number

Primary APN085-202-02
Alternative APN
  • 085-202-02-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area832 sqft Living Area
Gross Area1,152 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area79,105 sqft
TerrainSteep
Garage TypeAttached
Garage Area320 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

SewerSeptic

Location & Zoning

Street Address15900 TWO BAR RD
CityBOULDER CREEK
StateCA
Zip95006-9797
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group3
Census Block3041
Census Tract120500

Owner

15900 Two Bar Rd is owned and occupied by two individuals who acquired it in March 2006.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record2 Individual Names on File
Mailing Address15900 TWO BAR RD, BOULDER CREEK, CA 95006-9797
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2021Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Dec 12, 2018Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2000 · Amount on File
Deed SaleAug 31, 2000 · Amount on File
Deed Document Number200042220
Last Transfer DateMar 15, 2006
Transfer Doc0000016871
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address15900 TWO BAR RD, BOULDER CREEK, CA 95006-9797
Transaction TypeMortgage
Record UpdatedMar 24, 2021
Title CompanyAMROCK TITLE CA INC, AMROCK TITLE CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address15900 TWO BAR RD, BOULDER CREEK, CA 95006-9797

Mortgage

Document Number0000013695
DateMar 8, 2021
Instrument2021-0013695
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount on Record
Term358 Months
DueJan 1, 2051

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address15900 TWO BAR RD, BOULDER CREEK, CA 95006-9797
Document Number0000037696
Instrument DateDec 12, 2018
Transaction TypeMortgage
Record UpdatedJan 18, 2019
Title CompanyAMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15900 TWO BAR RD BOULDER CREEK CA 950069797, BOULDER CREEK, CA 95006-9797

Mortgage

Document Number0000037696
DateDec 18, 2018
Instrument37696
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 15900 Two Bar Rd was $5,729 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$464,634 (+2%) Land $341,214 Building $123,420
2025$5,729.00 Homeowner's exemption$455,523 Land $334,523 Building $121,000
2023$5,449.00 (+2.46%) Homeowner's exemption$437,834 Land $321,533 Building $116,301$617,670
2022$5,318.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15900 Two Bar Rd in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims18 (1982–2000)
Claims Outside the SFHA4 of 18
Most Recent ClaimFeb 2000 · other causes
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 9 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15900 Two Bar Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

May also be available: Surfnet Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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