1590 W Cedar Bluff Rd, Bloomington, IN 47403 Property Records

Monroe County property record for 1590 W Cedar Bluff Rd, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,512 sqft · built 1965
Lot Size	7 acres (304,920 sqft)
Owner	Individual Name on File
Last Sale	$276,000 (Jun 2023)
Tax Bill	$1,459 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004-12440-00`

Property Details

APN / Parcel Number

Primary APN	`004-12440-00`
Alternative APN	`53-11-18-100-001.000-006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1978
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	304,920 sqft (7 acres)
Terrain	High
Shed	1 Shed
Shed Area	144 sqft
Lean-To	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	004-12440-00
Street Address	1590 W CEDAR BLUFF RD
City	BLOOMINGTON
State	IN
Zip	47403-9401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRR
Legal Description	PT SE NE 18-7-1W 7.00A
Jurisdiction	MONROE IN
Township / Civil Division	CLEAR CREEK
Census Block Group	1
Census Block	1010
Census Tract	1502

Owner

1590 W Cedar Bluff Rd is owned and occupied by an individual who bought it in June 2023.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1590 W CEDAR BLUFF RD, BLOOMINGTON, IN 47403-9401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INDIANA HOUSING & COMMUNITY DEVELOPMENT
Jun 21, 2023	Warranty Deed, Transfer · FHA Mortgage GVC MORTGAGE INC
Mar 21, 2022	Warranty Deed, Transfer
Oct 4, 2022	Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2023 · Amount on File
Deed Sale	Jun 21, 2023 · Amount on File
Prior Sale	Oct 4, 2022 · Amount on File
Deed Document Number	202349279
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1590 W CEDAR BLUFF RD, BLOOMINGTON, IN 47403-9401
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023006694
Date	Jun 21, 2023
Instrument	2023006694

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	BLOOMINGTON, IN 47403

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	108 Months
Due	Jun 16, 2032

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jun 21, 2023
Property Address	1590 W CEDAR BLUFF RD, BLOOMINGTON, IN 47403-9401
Document Number	2023006692
Instrument Date	Jun 16, 2023
Instrument	2023006692
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	TITLE ALLIANCE/INDY METRO LLC, TITLE ALLIANCE OF INDY METRO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1590 W CEDAR BLUFF RD, BLOOMINGTON, IN 47403-9401

Mortgage

Document Number	2023006693
Date	Jun 21, 2023
Instrument	2023006693

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Mar 21, 2022
Property Address	1590 W CEDAR BLUFF RD, BLOOMINGTON, IN 47403-9401
Document Number	2022004398
Instrument Date	Mar 15, 2022
Instrument	2022004398
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1590 W CEDAR BLUFF RD, BLOOMINGTON, IN 47403-9401

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	2610 W DONEGAL CT, BLOOMINGTON, IN 47404-1245

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IN
Recording Date	Oct 4, 2022
Property Address	1590 W CEDAR BLUFF RD, BLOOMINGTON, IN 47403-9401
Document Number	2022014638
Instrument Date	Feb 21, 2022
Instrument	2022014638
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1590 W CEDAR BLUFF RD, BLOOMINGTON, IN 47403-9401

Mortgage

Document Number	2022014639
Date	Oct 4, 2022
Instrument	2022014639

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1590 W Cedar Bluff Rd was $1,459, up 2.5% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Clear Creek Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,459.00 (+2.46%)	$193,600 Land $80,000 Building $113,600	$193,600 Land $80,000 Building $113,600
2024	$1,424.00
2023		$182,200 (+39.08%) Land $64,000 Building $118,200	$182,200 (+39.08%) Land $64,000 Building $118,200
2022	$634.00 (+96.89%)	$131,000 Land $40,000 Building $91,000	$131,000 Land $40,000 Building $91,000
2021	$322.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1590 W Cedar Bluff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1590 W Cedar Bluff Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Smithville Communications Fiber	1,000 / 1,000

May also be available: Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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