1590 Stephanie Cir, Eagan (Saint Paul), MN 55121 Property Records

Dakota County property record for 1590 Stephanie Cir, Eagan, MN 55121

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,234 sqft · built 1991
Lot Size	0.276 acres (12,001 sqft)
Owner	Individual Name on Record
Last Sale	$187,500 (Oct 2016)
Tax Bill	$4,320 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-63995-01-100`

Property Details

APN / Parcel Number

Primary APN	`10-63995-01-100`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Units	2 Units
Building Area	2,234 sqft Living Area
Gross Area	2,762 sqft
1st Floor Area	1,343 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1993
Architectural Style	Split Level
Construction Type	Wood
Lot Area	12,001 sqft (0.276 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1590 STEPHANIE CIR
City	SAINT PAUL
State	MN
Zip	55121-1157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEHAVEN ACRES 10 1
Legal Subdivision	RIDGEHAVEN ACRES
Legal Block	1
Legal Lot Number	100
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	1
Census Block	1009
Census Tract	60726

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1590 STEPHANIE CIR, SAINT PAUL, MN 55121-1157
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 29, 2019	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Mar 28, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2016 · Amount on Record
Deed Sale	Oct 6, 2016 · Amount on Record
Prior Sale	Jan 20, 2016 · Amount on Record
Deed Document Number	2016573348
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	1590 STEPHANIE CIR, EAGAN, MN 55121-1157
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BURNET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003366710
Date	Apr 27, 2020
Instrument	3366710

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	1590 STEPHANIE CIR, EAGAN, MN 55121-1157
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003323391
Date	Aug 29, 2019
Instrument	3323391

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Mar 28, 2017
Property Address	1590 STEPHANIE CIR, EAGAN, MN 55121-1157
Document Number	0003184180
Instrument Date	Mar 23, 2017
Instrument	3184180
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 17, 2018
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,148.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1590 STEPHANIE CIR ST PAUL MN 551211157, ST PAUL, MN 55121-1157

Mortgage

Document Number	3184181
Date	Mar 28, 2017
Instrument	3184181

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2047

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	West St. Paul-Mendota Heights-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,320.00	$445,800 Land $109,500 Building $336,300	$445,800 Land $109,500 Building $336,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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