1590 S Bell School Rd, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 1590 S Bell School Rd, Cherry Valley, IL 61016

Property Summary

Property Type	Commercial Vacant Land
Owner	Company Name on Record
Last Sale	$200,000 (Jan 2021)
Tax Bill	$5,392 (2025)
Deeds & Mortgages	Dec 2025 Sale Jan 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1235201031`

Property Details

APN / Parcel Number

Primary APN	`1235201031`

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1590 S BELL SCHOOL RD
City	CHERRY VALLEY
State	IL
Zip	61016-9362
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	CC
Legal Description	CHERRY VALLEY CROSSING PT NE1/4 SEC 35-44-2 LOT 4
Legal Range	2
Legal Township	44
Legal Section	35
Legal Subdivision	CHERRY VLY XING
Legal Lot Number	4
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	3
Census Block	3037
Census Tract	514

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	124 SW ADAMS ST, PEORIA, IL 61602-1308
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 4, 2021	Grant Deed, Transfer ATTORNEY ONLY
Jul 15, 2020	Deed of Trust, Mortgage · Line of Credit BLACKHAWK BK
Apr 22, 2019	Trustee's Deed, Construction Loan · Construction Mortgage HEGEL HLDGS LLC
Apr 23, 2018	Deed of Trust, Mortgage · Line of Credit BLACKHAWK BK
Dec 30, 2016	Deed of Trust, Mortgage · Line of Credit BLACKHAWK BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2021 · Amount on Record
Deed Sale	Jan 4, 2021 · Amount on Record
Deed Document Number	2021159
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 31, 2025
Property Address	1590 S BELL SCHOOL RD, CHERRY VALLEY, IL 61016-9362
Document Number	0000033947
Map Reference	PB 48 PG 165B
Instrument Date	Dec 19, 2025
Instrument	2533947
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1643 N ALPINE RD STE 104, 104, ROCKFORD, IL 61107-1464

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 SW ADAMS ST, PEORIA, IL 61602-1308
Investor	Possibly a Property Investor

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 4, 2021
Property Address	1590 S BELL SCHOOL RD, CHERRY VALLEY, IL 61016-9362
Document Number	0000000159
Instrument Date	Dec 31, 2020
Instrument	159
Transaction Type	Transfer
Record Updated	Apr 22, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2 E MIFFLIN ST MADISON WI 537032889, MADISON, WI 53703-2889

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1590 S BELL SCHOOL RD, CHERRY VALLEY, IL 61016-9362
Document Number	0001020510
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1590 S BELL SCHOOL RD CHERRY VALLEY IL 610169362, CHERRY VALLEY, IL 61016-9362

Mortgage

Document Number	0001020510
Date	Jul 27, 2020
Instrument	1020510

Lender

Name	BLACKHAWK BK
Type	Bank
Address	ROSCOE, IL 61073

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

April 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 22, 2019
Property Address	1590 S BELL SCHOOL RD, CHERRY VALLEY, IL 61016-9362
Instrument Date	Apr 16, 2019
Instrument	1012851
Transaction Type	Construction Loan
Record Updated	Jun 3, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1590 S BELL SCHOOL RD CHERRY VALLEY IL 610169362, CHERRY VALLEY, IL 61016-9362

Mortgage

Document Number	0001012851
Date	Apr 22, 2019
Instrument	1012851

Lender

Name	HEGEL HLDGS LLC

Agreement

Type	Construction Mortgage
Term	12 Months
Due	Apr 21, 2020

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1590 S BELL SCHOOL RD, CHERRY VALLEY, IL 61016-9362
Document Number	0001012452
Instrument Date	Apr 23, 2018
Transaction Type	Mortgage
Record Updated	May 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1590 S BELL SCHOOL RD CHERRY VALLEY IL 610169362, CHERRY VALLEY, IL 61016-9362

Mortgage

Document Number	0001012452
Date	May 3, 2018
Instrument	1012452

Lender

Name	BLACKHAWK BK
Type	Bank
Address	ROCKFORD, IL 61107

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1590 S BELL SCHOOL RD, CHERRY VALLEY, IL 61016-9362
Document Number	0001001337
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Jan 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1590 S BELL SCHOOL RD CHERRY VALLEY IL 610169362, CHERRY VALLEY, IL 61016-9362

Mortgage

Document Number	0001001337
Date	Jan 13, 2017
Instrument	1001337

Lender

Name	BLACKHAWK BK
Type	Bank
Address	ROCKFORD, IL 61107

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Cherry Valley Village
County	Winnebago County
County Subdivision	Rockford Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,392.00 (+4.68%)	$68,757 (+11.43%) Land $68,757	$206,271 (+11.43%) Land $206,271
2024	$5,151.00	$61,704 (+26.88%) Land $61,704	$185,112 (+26.88%) Land $185,112
2022		$48,631 Land $48,631	$145,893 Land $145,893

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: i3 Broadband, T-Mobile, Verizon.

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