Allen County property record for 1590 N Cool Rd, Lima, OH 45801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,288 sqft · built 1964 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | Individual Name on File |
| Last Sale | $126,500 (Dec 2015) |
| Tax Bill | $2,061 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-1900-03-013.000 |
| Primary APN | 38-1900-03-013.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| Gross Area | 3,410 sqft |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 1,288 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 19,994 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
| Porch Area | 312 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 1590 N COOL RD |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45801-9795 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CRESTWOOD SUBDIVISION LOT 22997 FF 100.00 |
| Legal Subdivision | CRESTWOOD SUBDIVISION |
| Legal Lot Number | 22997 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | JACKSON |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 11400 |
1590 N Cool Rd is owned and occupied by an individual who bought it in December 2015.
Source: Allen County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1590 N COOL RD, LIMA, OH 45801-9795 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Mar 8, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Mar 27, 2019 | Loan Modification, Mortgage · Conventional with PMI MIDFIRST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2015 · Amount on File |
| Deed Sale | Dec 3, 2015 · Amount on File |
| Prior Sale | Dec 10, 2001 · Amount on File |
| Deed Document Number | 201512829 |
| Prior Transfer Date | Jun 11, 2010 |
| Prior Transfer Doc | 6210006350 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 1590 N COOL RD, LIMA, OH 45801-9795 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1590 N COOL RD, LIMA, OH 45801-9795 |
| Document Number | 10200010623 |
|---|---|
| Date | Oct 20, 2025 |
| Book Page | 2025/10623 |
| Instrument | 202510200010623 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | 501 NW GRAND BLVD, OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Oct 1, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 1590 N COOL RD, LIMA, OH 45801-9795 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1590 N COOL RD, LIMA, OH 45801-9795 |
| Document Number | 3080002756 |
|---|---|
| Date | Mar 8, 2022 |
| Book Page | 2022/2756 |
| Instrument | 202203080002756 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 1590 N COOL RD, LIMA, OH 45801-9795 |
| Document Number | 0000004240 |
| Instrument Date | Mar 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1590 N COOL RD LIMA OH 458019795, LIMA, OH 45801-9795 |
| Document Number | 0000004240 |
|---|---|
| Date | May 7, 2019 |
| Instrument | 4240 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 6, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
The 2025 property tax bill for 1590 N Cool Rd was $2,061.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Jackson Township |
| Unified School District | Allen East Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,061.00 (-0.05%) | $60,380 (-) Land $7,280 Building $53,100 | $172,500 (-) Land $20,800 Building $151,700 |
| 2024 | $2,062.00 (+18.98%) Homeowner's exemption | $60,380 (+30.98%) Land $7,280 Building $53,100 | $172,500 Land $20,800 Building $151,700 |
| 2023 | $1,733.00 (-0.8%) Homeowner's exemption | $46,100 (-) Land $5,570 Building $40,530 | |
| 2022 | $1,747.00 Homeowner's exemption | $46,100 Land $5,570 Building $40,530 | |
| 2021 | $131,700 Land $15,900 Building $115,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1590 N Cool Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1590 N Cool Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures