1590 Deschutes Ave, Eugene, OR 97408 Property Records

Lane County property record for 1590 Deschutes Ave, Eugene, OR 97408

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,871 sqft · built 2021
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Apr 2019)
Tax Bill	$12,056 (2025)
Deeds & Mortgages	Dec 2020 Construction Loan Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-03-07-14-08600-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-07-14-08600-000`
Alternative APN	`1900131`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,871 sqft Finished Area
1st Floor Area	2,543 sqft
2nd Floor Area	328 sqft
Attic	Attic
Attic Area	140 sqft

Exterior

Year Built	Built 2021
Exterior Material	Composition/Composite
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	975 sqft
Driveway	Driveway
Driveway Area	1,216 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1900131
Street Address	1590 DESCHUTES AVE
City	EUGENE
State	OR
Zip	97408-5984
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:79 SUBD:THE NINES SEC/TWN/RNG/MER:SEC 07 TWN 17 RNG 03
Legal Range	03W
Legal Township	17S
Legal Section	07
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	THE NINES
Legal Lot Number	79
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1005
Census Tract	2201

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1590 DESCHUTES AVE, EUGENE, OR 97408-5984
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage · Construction Mortgage UMPQUA BANK
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2019 · Amount on Record
Deed Sale	Apr 26, 2019 · Amount on Record
Deed Document Number	2019-015873
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1590 DESCHUTES AVE, EUGENE, OR 97408-5984
Transaction Type	Mortgage
Record Updated	Nov 14, 2022
Title Company	FNT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077190
Date	Dec 30, 2020
Instrument	2020-077190

Lender

Name	UMPQUA BANK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1590 DESCHUTES AVE, EUGENE, OR 97408-5984
Transaction Type	Mortgage
Record Updated	Nov 14, 2022
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000469
Date	Jan 5, 2022
Instrument	2022-000469

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,056.00 (+3.91%)	$618,785 (+6.09%)	$1,049,986 (-2.63%) Land $402,605 Building $647,381
2023	$11,602.00 (+4.02%)	$583,266 (+3%)	$1,078,300 (+6.44%) Land $284,140 Building $794,160
2022	$11,154.00	$566,278	$1,013,031 Land $211,736 Building $801,295

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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