1590 Arapaho Ave, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 1590 Arapaho Ave, Saint Augustine, FL 32084

Property Summary

Property Type	Retail Store
Details	2,312 sqft · built 1982
Lot Size	0.42 acres (18,295 sqft)
Owner	Company Name on Record
Last Sale	$600,000 (Jan 2020)
Tax Bill	$8,255 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`134940-0031`

Property Details

APN / Parcel Number

Primary APN	`134940-0031`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,312 sqft Gross Area
1st Floor Area	1,511 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2006
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Foundation Type	Concrete
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	194 ft deep x 115 ft wide
Garage Type	Carport
Garage Area	50 sqft
Carport	Carport
Carport Area	50 sqft
Porch	Enclosed Glass Porch
Porch Area	378 sqft
Canopy	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1590 ARAPAHO AVE
City	SAINT AUGUSTINE
State	FL
Zip	32084-4249
Property Category	Commercial
Property Type	Commercial > Retail > Retail Store
Local Zoning Code	CG
Legal Description	(11-3A) PERPALL GRANT SUBD PT LOT 9 LYING E OF US 1 & S OF ARAPAHO AVE 132FT ON ARAPAHO OR4865/465
Legal Range	30E
Legal Township	07S
Legal Section	41
Legal Subdivision	PERPALL GRANT SUBD
Legal Block	1
Legal Lot Number	9
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1012
Census Tract	21302

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1590 ARAPAHO AVE, SAINT AUGUSTINE, FL 32084-4249
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2023	Deed of Trust, Mortgage · Commercial Mortgage BARWICK BANKING CO
Jan 14, 2020	Warranty Deed, Transfer · SBA Mortgage VALLEY BANK
Apr 17, 2019	Loan Modification, Mortgage REUNION BK/FL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2020 · Amount on Record
Deed Sale	Jan 14, 2020 · Amount on Record
Prior Sale	Feb 15, 2002
Deed Document Number	20202918
Deed Book / Page	4865 / 465
Prior Transfer Date	Nov 2, 2001
Prior Transfer Doc	0000009421
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1590 ARAPAHO AVE, SAINT AUGUSTINE, FL 32084-4249
Transaction Type	Mortgage
Record Updated	Jul 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1590 ARAPAHO AVE, SAINT AUGUSTINE, FL 32084-4249

Mortgage

Document Number	0057770427
Date	Jun 19, 2023
Book Page	5777/427
Instrument	2023047301

Lender

Name	BARWICK BANKING CO
Type	Bank
Address	SAINT AUGUSTINE, FL 32080

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 9, 2028

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 14, 2020
Property Address	1590 ARAPAHO AVE, SAINT AUGUSTINE, FL 32084-4249
Document Number	0048650465
Book / Page	4865 / 0465
Instrument Date	Jan 13, 2020
Instrument	2020002918
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 167, SAINT AUGUSTINE, FL 32085-0167

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1590 ARAPAHO AVE, SAINT AUGUSTINE, FL 32084-4249

Mortgage

Document Number	0048650493
Date	Jan 14, 2020
Instrument	4865/0493

Lender

Name	VALLEY BANK
Type	Bank

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	1590 ARAPAHO AVE, SAINT AUGUSTINE, FL 32084-4249
Document Number	0047510701
Instrument Date	Apr 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1590 ARAPAHO AVE ST AUGUSTINE FL 320844249, ST AUGUSTINE, FL 32084-4249

Mortgage

Document Number	0047510701
Date	Jul 1, 2019
Book Page	004751/000701
Instrument	46749

Lender

Name	REUNION BK/FL
Type	Bank
Address	AUGUSTINE, FL 32080

Agreement

Term	24 Months
Due	Jun 30, 2021

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$643,844 (+0.69%)	$702,363 (+9.84%) Land $365,904 Building $336,459
2025	$8,255.00 (+23.12%)	$639,438 (+23.77%)	$639,438 (+23.77%) Land $365,904 Building $273,534
2024	$6,705.00 (+1.78%)
2023	$6,588.00 (+4.69%)	$516,644 (+5.55%)	$516,644 (+5.55%) Land $311,018 Building $205,626
2022	$6,293.00	$489,476	$489,476 Land $327,312 Building $162,164

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	52 (1981–2019)
Claims Outside the SFHA	17 of 52
Most Recent Claim	Oct 2019 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 9 claims Hurricane Matthew, Oct 2016 · 13 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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