159 Windrow Way, Inlet Beach, FL 32461 Property Records

Walton County property record for 159 Windrow Way, Inlet Beach, FL 32461 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,324 sqft · built 2020
Lot Size	0.107 acres (4,704 sqft)
Owner	Individual Name on File
Last Sale	$982,500 (Oct 2022)
Tax Bill	$3,696 (2024)
Deeds & Mortgages	Oct 2022 Sale Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-3S-18-16243-000-2490`

Property Details

APN / Parcel Number

Primary APN	`25-3S-18-16243-000-2490`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,324 sqft Living Area
Gross Area	3,142 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2020
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,704 sqft (0.107 acres)
Lot Dimensions	9 ft deep x 5.2 ft wide
Garage Type	Finished
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	159 WINDROW WAY
City	INLET BEACH
State	FL
Zip	32461-7405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 249 STILLWATER AT WATERSOUND PHASE 4 PB 21-86 OR 3110-418 OR 3161-2869 OR 3269-38
Legal Range	18W
Legal Township	03S
Legal Section	24
Legal Phase	4
Legal Lot Number	249
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2019
Census Tract	950610

Owner

Source: Walton County records · APN 25-3S-18-16243-000-2490

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	159 WINDROW WAY, INLET BEACH, FL 32461-7405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 06, 2022	Warranty Deed, Transfer SHORELINE TITLE LLC
Sep 29, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WHITNEY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 06, 2022 · Amount on Record
Deed Sale	Oct 06, 2022 · Amount on Record
Prior Sale	Sep 29, 2020 · Amount on Record
Deed Document Number	20220044368
Deed Book / Page	3269 / 38
Record Updated	Jun 08, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 06, 2022
Property Address	159 WINDROW WAY, INLET BEACH, FL 32461-7405
Document Number	0032690038
Book / Page	3269 / 38
Map Reference	MB 21 PG 86&87
Instrument Date	Oct 05, 2022
Instrument	20220044368
Transaction Type	Transfer
Record Updated	Nov 01, 2022
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$6,877.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 BASAL ST, 40, INLET BEACH, FL 32461-7448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 WINDROW WAY, INLET BEACH, FL 32461-7405

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 29, 2020
Property Address	159 WINDROW WAY, INLET BEACH, FL 32461-7405
Document Number	0031612869
Book / Page	3161 / 2869
Map Reference	MB 21 PG 86-87
Instrument Date	Sep 25, 2020
Instrument	20200037931
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	RODGERS KIEFER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,620.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 5244, NICEVILLE, FL 32578-5244

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 WINDROW WAY, INLET BEACH, FL 32461-7405

Mortgage

Document Number	0031612871
Date	Sep 29, 2020
Instrument	3161/2871

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Oct 01, 2030
Change Frequency	Annually
Max Rate At Change	8.25%
Max Rate	8.25%

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$689,501 (+7.52%) Land $125,000 Building $564,501	$689,501 (+7.52%) Land $125,000 Building $564,501
2024	$3,696.00 (+5.03%)
2023	$3,519.00 (-9.16%) Homeowner's exemption	$641,281 (+9.87%) Land $91,300 Building $549,981	$641,281 (+9.87%) Land $91,300 Building $549,981
2022	$3,874.00 Homeowner's exemption	$583,663 Land $101,343 Building $482,320	$583,663 Land $101,343 Building $482,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 412 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020, other causes

Wildfire

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	About 1 in 385 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 34 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LiveOak Fiber	Fiber	5,000 / 5,000
WOW Internet, Cable & Phone	Fiber	1,000 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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