159 Williams St, Lincolnton, NC 28092 Property Records

Lincoln County property record for 159 Williams St, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,110 sqft · built 1940
Lot Size	0.504 acres (21,954 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (May 2026)
Tax Bill	$1,356 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3643-17-4530`

Property Details

APN / Parcel Number

Primary APN	`3643-17-4530`
Alternative APNs	`364305174530` `130183` `316936` `23853`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,110 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	21,954 sqft (0.504 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	316936
Street Address	159 WILLIAMS ST
City	LINCOLNTON
State	NC
Zip	28092-4111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	WILLIAMS HST/150
Legal Subdivision	A E FINGER
Jurisdiction	LINCOLN NC
Township / Civil Division	IRONTON
Census Block Group	3
Census Block	3000
Census Tract	70201

Owner

Source: Lincoln County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	159 WILLIAMS ST, LINCOLNTON, NC 28092-4111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST FSB/LINCOLNTON
May 13, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST FSB/LINCOLNTON
May 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB/LINCOLNTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2026 · Amount on Record
Deed Sale	May 13, 2026 · Amount on Record
Prior Sale	Jul 9, 1998 · Amount on Record
Deed Document Number	2026709529
Deed Book / Page	3502 / 928
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	May 13, 2026
Property Address	159 WILLIAMS ST, LINCOLNTON, NC 28092-4111
Document Number	0000709529
Book / Page	3502 / 928
Instrument Date	May 13, 2026
Instrument	2026.709529
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 WILLIAMS ST, LINCOLNTON, NC 28092-4111

Mortgage

Document Number	0000709530,
Date	May 13, 2026
Instrument	2026..709530

Lender

Name	FIRST FSB/LINCOLNTON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	May 13, 2026
Property Address	159 WILLIAMS ST, LINCOLNTON, NC 28092-4111
Document Number	0003502928
Book / Page	3502 / 928
Instrument Date	May 13, 2026
Instrument	2026709529
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 WILLIAMS ST, LINCOLNTON, NC 28092-4111

Mortgage

Document Number	0000709530,
Date	May 13, 2026
Instrument	2026709530

Lender

Name	FIRST FSB/LINCOLNTON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Recording Date	May 13, 2026
Property Address	159 WILLIAMS ST, LINCOLNTON, NC 28092-4111
Document Number	0000709530
Book / Page	3502 / 931
Instrument Date	May 13, 2026
Instrument	2026709530
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 WILLIAMS ST, LINCOLNTON, NC 28092-4111

Mortgage

Document Number	0000709530,
Date	May 13, 2026
Book Page	3502/931
Instrument	2026709530

Lender

Name	FIRST FSB/LINCOLNTON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,356.00	$121,754 (-) Land $22,000 Building $99,754	$121,754 (-) Land $22,000 Building $99,754
2025	$1,356.00 (+1.5%)	$121,754 (-) Land $22,000 Building $99,754	$121,754 (-) Land $22,000 Building $99,754
2023	$1,336.00	$121,754 Land $22,000 Building $99,754	$121,754 Land $22,000 Building $99,754

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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