159 White St, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 159 White St, Lowell, MA 01854

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 4 ba · 3,600 sqft · built 1935
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$42,500 (Jan 1978)
Tax Bill	$9,653 (2026)
Deeds & Mortgages	Jul 2026 Mortgage May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`H03630`

Property Details

APN / Parcel Number

Primary APN	`H03630`
Alternative APNs	`LOWE M:96 B:6330 L:159` `M:000096 T:H03630`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Units	4 Units
Stories	2 Stories
Building Area	3,600 sqft Living Area
Gross Area	7,522 sqft
1st Floor Area	1,800 sqft
Basement Area	1,800 sqft
Unfinished Basement	1,800 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	H03630
Street Address	159 WHITE ST
City	LOWELL
State	MA
Zip	01854-2713
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	TTF
Legal Block	6330
Legal Lot Number	159
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2004
Census Tract	310500

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	159 WHITE ST, LOWELL, MA 01854-2713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust · Conventional Mortgage NEW FEDERAL MORTGAGE
May 16, 2018	Deed of Trust, Mortgage · Line of Credit LOWELL FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 1978 · Amount on Record
Deed Sale	Jan 27, 1978 · Amount on Record
Deed Book / Page	2288 / 51
Record Updated	Oct 29, 2026

July 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Recording Date	Jul 28, 2026
Property Address	159 WHITE ST, LOWELL, MA 01854-2713
Document Number	0000024363
Book / Page	40236 / 33
Instrument Date	Jul 23, 2026
Instrument	202624363
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 WHITE ST, LOWELL, MA 01854-2713

Mortgage

Document Number	0000024363,
Date	Jul 28, 2026
Book Page	40236/33
Instrument	202624363

Lender

Name	NEW FEDERAL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	159 WHITE ST, LOWELL, MA 01854-2713
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32073-82
Date	May 16, 2018
Book Page	32073/82
Instrument	19415

Lender

Name	LOWELL FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$9,653.00 (+12.32%)	$850,500 (+13.61%) Land $209,900 Building $640,600
2025	$8,594.00 (+2.8%)	$748,600 (+6.65%) Land $204,700 Building $543,900
2024	$8,360.00 (+0.2%)	$701,900 (+4.5%) Land $178,500 Building $523,400
2023	$8,343.00	$671,700 Land $148,300 Building $523,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75

May also be available: AT&T, T-Mobile.

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