159 Whispering Pines Dr, Hudson, NC 28638 Property Records

Caldwell County property record for 159 Whispering Pines Dr, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,542 sqft · built 1977
Lot Size	0.365 acres (15,900 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,533 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03 54 1 47`

Property Details

APN / Parcel Number

Primary APN	`03 54 1 47`
Alternative APN	`16104`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,542 sqft Heated Area
Gross Area	3,100 sqft
1st Floor Area	1,542 sqft
Basement Area	694 sqft
Finished Basement	339 sqft
Unfinished Basement	355 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,900 sqft (0.365 acres)
Lot Dimensions	159 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	60 sqft
Patio Area	216 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	16104
Street Address	159 WHISPERING PINES DR
City	HUDSON
State	NC
Zip	28638-9277
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0960/0947 1988 78.00
Legal Subdivision	CITY OF HUDSON TOWNSHIP
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	3
Census Block	3024
Census Tract	30600

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	159 WHISPERING PINES DR, HUDSON, NC 28638-9277
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Aug 16, 2018	Deed of Trust, Mortgage · Line of Credit CAPITAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	159 WHISPERING PINES DR, HUDSON, NC 28638-9277
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 WHISPERING PINES DR, HUDSON, NC 28638-9277

Mortgage

Document Number	0021031185
Date	Feb 28, 2024
Book Page	2103/1185
Instrument	10093333

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	1351 NORWOOD ST SW, LENOIR, NC 28645

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	159 WHISPERING PINES DR, HUDSON, NC 28638-9277
Document Number	0010025757
Instrument Date	Aug 16, 2018
Transaction Type	Mortgage
Record Updated	Sep 26, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 WHISPERING PINES DR HUDSON NC 286389277, HUDSON, NC 28638-9277

Mortgage

Document Number	0010025757
Date	Sep 7, 2018
Book Page	001948/001151
Instrument	10025757

Lender

Name	CAPITAL BK
Type	Bank
Address	MEMPHIS, TN 38118

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Hudson Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,533.00 (-4.66%)	$245,700 (-) Land $14,400 Building $231,300
2025	$1,608.00 (+44.73%)	$245,700 (+71.7%) Land $14,400 Building $231,300	$245,700 (+71.7%) Land $14,400 Building $231,300
2023		$143,100 (-) Land $14,400 Building $128,700	$143,100 (-) Land $14,400 Building $128,700
2022	$1,111.00	$143,100 Land $14,400 Building $128,700	$143,100 Land $14,400 Building $128,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on Whispering Pines Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures